Amazed at how deeply RBI understands crypto and the dangerous ideology behind it. Nuanced takes on every argument against banning it.
Jul 31, 2020 • 14 tweets • 3 min read
Some non-obvious learnings from 6 years of building lending products as an finance outsider (tech) #Fintech - a thread 1/n
At its core - lending is game of moral hazard, statistics, information assymetry and adverse select. Of course there are other parts like product, distribution, cost of funds, ops, collections but those are the obvious aspects. Maybe a separate thread. 2/n