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Jun 16, 2020 • 10 tweets • 7 min read
Let's understand credit card and charges around it. Especially in India.
Many people's are afraid of credit cards due to interest,late payment fee, typically more spending habits.
Lets us try to explain on how to use credit card and njoy the rewards. 1/n #creditcard #managefin
Facts: Developing countries have more interest charges than developed contries.
In india the interest rate per month ranges from 1.8%-3.2% based on bank or the card you choose/eligible.
The interest rate calculated annually is called APR.
