Thread by @didikins4life

This is the #DemPartyPlatform for 2020. This section is called: Putting Homeownership in Reach and Guaranteeing Safe Housing for Every American. Only one party has a specific plan for rebuilding the great American #MiddleClass. The other party didn’t bother. 1/12

Homeownership is at the center of the American Dream—and yet it has never been in reach for all. 2/12 #DemPartyPlatform #Homeownership #AffordableHousing

Decades of red-lining, rising income inequality, and predatory lending practices targeting low-income families and people of color have made homeownership all but impossible for millions of working families. 3/12 #DemPartyPlatform #homeownership #AffordableHousing

Homeownership has long been central to building generational wealth, and expanding access to #homeownership to those who have been unfairly excluded and
discriminated against is critical to closing the racial #wealthgap. 4/12 #DemPartyPlatform

We have a nationwide shortage of affordable housing units, and tens of millions of Americans live in homes that pose risks to their health and safety. 5/12 #DemPartyPlatform #AffordableHousing #SafeHousing

Homelessness has reached crisis proportions in a growing number of states, and housing costs that rise faster than wages have put the squeeze on renters in many of our biggest cities.6/12 #DemPartyPlatform #AffordableHousing #Homelessness

Housing in America should be stable, accessible, safe, healthy, energy efficient, and, above all, affordable. No one should have to spend more than 30 percent of their income on housing, so families have ample resources left to meet their other needs and save for retirement. 7/12

Democrats believe the government should take aggressive steps to increase the supply of housing, especially affordable housing, and address long-standing economic and racial inequities in our housing markets. 8/12 #DemPartyPlatform #HousingDiscrimination #AffordableHousing

#Democrats support innovative approaches to eliminating the racial wealth gap in America. Rehabilitating housing and expansion of housing owned by land trusts will increase the amount of housing available for secure homeownership. 9/12 #DemPartyPlatform #LandTrusts

#Democrats will equalize access to affordable credit and improve access to down payment assistance to help families of color, low-income families, and rural buyers purchase homes. 10/12 #DemPartyPlatform #AffordableCredit #DownPaymentAssistance

#Democrats will increase funding for assistance to first-time purchasers and homeowners to navigate the financing and servicing of their homes. 11/12 #DemPartyPlatform #homeownership #AffordableHousing

#Democrats will create a new tax credit of up to $15,000 to help first-time homebuyers, and will make the tax credit refundable and advanceable, so buyers can get assistance at the time of purchase, instead of having to wait until they file their taxes.12/12 #DemPartyPlatform