But these reserves are not not not not not not not not not not not not not not not the liability.
The interesting argument to have is "OK, then who covers the shortfall here? We lied. We can lie no more."
It is hitting the Post Office first because the Post Office is constrained by statute to lie a little less blatantly than most public pensions.
The site is 15 years old, and this was generally well understood the day they opened and for decades before that.