Good morning! Almost lunch time ko n mpo-post 'to. 😆 Na-sidetrack s ibang issue.
Anyway, let's talk abt personal finance.
A Thread.
#Filipino #Pinoy #Philippines #MetroManila #NCR
Anyway, let's talk abt personal finance.
A Thread.
#Filipino #Pinoy #Philippines #MetroManila #NCR
I noticed parang financial adviser p rin pla ako mgsalita. Bukambibig ung "mg-ipon kau para mkapag-invest." 😅
Bkit? Kc majority ng mga tao, hindi p rin mkaalis s ipon stage. Pumupunta n kaagad s investment stage khit d pa kaya. Ideally it's better to be financially stable 1st.
Bkit? Kc majority ng mga tao, hindi p rin mkaalis s ipon stage. Pumupunta n kaagad s investment stage khit d pa kaya. Ideally it's better to be financially stable 1st.
Ung iba, wla tlagang balak mg-invest & palakihin ung pera in the future. Mas gusto n lng mangutang b4 dumating sahod.
Ung iba nga kahit di sumahod buwan-buwan ok n ung may kitang kaunti bsta lang may pera pangkain. Ok n s kanila ung ganun araw-araw, linggo-linggo, taun-taon.
Ung iba nga kahit di sumahod buwan-buwan ok n ung may kitang kaunti bsta lang may pera pangkain. Ok n s kanila ung ganun araw-araw, linggo-linggo, taun-taon.
So this thread is for those n gusto makaalis s ganung buhay.
It's not easy to do pero kaya nmn if gusto tlga.
Madali tlga sabihin mga 'to lalo na if marami ka nang nabasa at napanood n mga financial advise from online articles, gurus, etc.
Ang problema pag hindi natin ginagawa.
It's not easy to do pero kaya nmn if gusto tlga.
Madali tlga sabihin mga 'to lalo na if marami ka nang nabasa at napanood n mga financial advise from online articles, gurus, etc.
Ang problema pag hindi natin ginagawa.
Pinakaunang dapat gawin.
1. MAG-IPON.
SAVE MONEY.
Kahit piso lang everyday, may P365 ka n in 1 yr. P50 savings everyday starting Jan 1, may P18,250 ka n sa Dec 31. Pa'no pa kaya pag P100 daily or more?
U decide mgkano i-save m and ung frequency of savings.
1. MAG-IPON.
SAVE MONEY.
Kahit piso lang everyday, may P365 ka n in 1 yr. P50 savings everyday starting Jan 1, may P18,250 ka n sa Dec 31. Pa'no pa kaya pag P100 daily or more?
U decide mgkano i-save m and ung frequency of savings.
"Mahirap mag-ipon!"
"Marami akong dapat bayaran!"
"Ikakain ko na lang yan nabusog pa ako."
Sounds familiar? Alam na alam ko yan. D tlga ako nkaipon s dami ng naging trabaho ko until nagdecide tlga ako n mg-iipon n ako.
D p rin ako rich pero at least marunong n mag-ipon.
"Marami akong dapat bayaran!"
"Ikakain ko na lang yan nabusog pa ako."
Sounds familiar? Alam na alam ko yan. D tlga ako nkaipon s dami ng naging trabaho ko until nagdecide tlga ako n mg-iipon n ako.
D p rin ako rich pero at least marunong n mag-ipon.
Why save money?
Para magkaroon ng Emergency Fund. Eto ung may pera kang magagastos during emergencies like now.
D b quarantine tayo ngaun? No work, no pay. Paano kakain kung walang pera? #ECQ
Alam nyo ung alamat ng langgam at tipaklong?
marvicrm.com/2017/09/alamat…
Para magkaroon ng Emergency Fund. Eto ung may pera kang magagastos during emergencies like now.
D b quarantine tayo ngaun? No work, no pay. Paano kakain kung walang pera? #ECQ
Alam nyo ung alamat ng langgam at tipaklong?
marvicrm.com/2017/09/alamat…
Ang dami nating mga kasabihan abt pag-iipon ng pera.
"Pag may itinanim, may aanihin."
"Pag may isinuksok, may madudukot."
Mahirap lng gawin kapag sanay tayo n walang naiipon at puro gastos lang alam ntin.
Pero shempre bago ka makaipon, dapat may pagkukunan ka ng maiipon.
"Pag may itinanim, may aanihin."
"Pag may isinuksok, may madudukot."
Mahirap lng gawin kapag sanay tayo n walang naiipon at puro gastos lang alam ntin.
Pero shempre bago ka makaipon, dapat may pagkukunan ka ng maiipon.
What's next?
Eto lang step by step process. Sa lahat ng nalaman ko, eto lang yan.
Earn money thru:
1. Sideline/raket
2. Job/s
3. Online jobs
4. Business
5. Investments
Pag wala pang trabaho, rumaraket d b? Pag pwede n mkatrabaho, pwedeng wag itigil ang raket. Dpende sau.
Eto lang step by step process. Sa lahat ng nalaman ko, eto lang yan.
Earn money thru:
1. Sideline/raket
2. Job/s
3. Online jobs
4. Business
5. Investments
Pag wala pang trabaho, rumaraket d b? Pag pwede n mkatrabaho, pwedeng wag itigil ang raket. Dpende sau.
Notice the gif says, Homer has to work for money. Normal yan.
If ayaw m n nyan, diyan pumapasok ung sinasabi ni Robert Kiyosaki n "make money work for you" or "make money w/ money".
Investment un. But wait nsa savings p lng tayo. Omg mhaba-haba p pla 'to. Shortcut ko n kaya? 😆
If ayaw m n nyan, diyan pumapasok ung sinasabi ni Robert Kiyosaki n "make money work for you" or "make money w/ money".
Investment un. But wait nsa savings p lng tayo. Omg mhaba-haba p pla 'to. Shortcut ko n kaya? 😆
✅ How to save money?
1. Think of your future self.
2. Know why then how u should save.
3. Discipline yourself. Make it a habit.
4. Work hard & smart.
5. Develop a grateful mindset.
💡 If you don't have discipline to save money wla ka rin discipline pag nag-start ka mg-invest.
1. Think of your future self.
2. Know why then how u should save.
3. Discipline yourself. Make it a habit.
4. Work hard & smart.
5. Develop a grateful mindset.
💡 If you don't have discipline to save money wla ka rin discipline pag nag-start ka mg-invest.
Basic Things to Have to Reach Financial Freedom:
1. Savings (alkansya, bank acct, PAG-IBIG MP2, etc.)
2. Emergency Fund
3. Life Insurance
4. Investments: VUL, Stocks, Real Estate, etc.
Yan, in order yan. Kanya-kanyang trip paano mg-save & mgawa mga yan bsta may source of income.
1. Savings (alkansya, bank acct, PAG-IBIG MP2, etc.)
2. Emergency Fund
3. Life Insurance
4. Investments: VUL, Stocks, Real Estate, etc.
Yan, in order yan. Kanya-kanyang trip paano mg-save & mgawa mga yan bsta may source of income.
Pag umutang ka or nag-crowdfund, dpat mgaling ka n mgmanage ng pera at kaya m bayaran interes and utang or ung kita ng investors na nagpahiram sau ng pera.
This means you shld at least have a solid idea of what you're doing (concrete plans) to lessen the crash & burn experience.
This means you shld at least have a solid idea of what you're doing (concrete plans) to lessen the crash & burn experience.
Yan shortcut n yung end part. Hehe. If eexpound ko mahaba p yan. So anyway let me know which part na nakumpleto nyo.
Ok n ako s first 3 Basic Things to Have to Reach Financial Freedom, kulang ko n lng is ung investments tlga. Pero dahil quarantine, hinay2x kc d p ako rich. 😆
Ok n ako s first 3 Basic Things to Have to Reach Financial Freedom, kulang ko n lng is ung investments tlga. Pero dahil quarantine, hinay2x kc d p ako rich. 😆
Pag nasa investment part ka n, invest only on what u can afford to lose.
Also u have to know yourself before u do anything:
✅ What are you saving for?
✅ What kind of future do you want for yourself & family?
✅ Where do u want to be 10 yrs from now?
✅ Who are u in the future?
Also u have to know yourself before u do anything:
✅ What are you saving for?
✅ What kind of future do you want for yourself & family?
✅ Where do u want to be 10 yrs from now?
✅ Who are u in the future?
Nakakatamad isipin pero kung seryoso ka na gusto m mabago buhay m iisipin m talaga yan.
Take it 1 step at a time habang quarantine.
* * *
If u have the first 3 Basic Things to Have to Reach Financial Freedom solid n base m. D ka n gaano mgpapanic pag ung stocks bumagsak, etc.
Take it 1 step at a time habang quarantine.
* * *
If u have the first 3 Basic Things to Have to Reach Financial Freedom solid n base m. D ka n gaano mgpapanic pag ung stocks bumagsak, etc.
Meaning you are just waiting for the right time to grow your money further. Lalo if hindi ka naman No Work, No Pay and you still have work or a job right now, you have no problem investing during this pandemic.
Lalo ngayon, stocks are still lower than last year. 🤑🤑🤑
Lalo ngayon, stocks are still lower than last year. 🤑🤑🤑
Also real estate developers now have ongoing quarantine promos.
For example, lower monthly amortization due to longer payment schemes or lower reservation fees, etc., etc.
Kaya before you can even buy a property, ang dami mong pagdadaanan.
#investing #Filipino #MetroManila
For example, lower monthly amortization due to longer payment schemes or lower reservation fees, etc., etc.
Kaya before you can even buy a property, ang dami mong pagdadaanan.
#investing #Filipino #MetroManila
When you invest your money, you start w/ the lowest of the low lalo pag stocks & (partly) in real estate. The difference between the 2 is, stocks is volatile, tataas bababa kaya need bantayan. While real estate value is always low NOW & only goes higher and higher in the future.
So if you really hope to buy a home in the future, start earning money and saving as early as you can.
If you'd like to retire early ganun din gagawin mo. Investments is the key. But before you make wise investments, invest in yourself first. Educate yourself on finance basics.
If you'd like to retire early ganun din gagawin mo. Investments is the key. But before you make wise investments, invest in yourself first. Educate yourself on finance basics.
And I guess that's it for now. Thank you for coming to my Ted talk. 😆
*cheret*
*cheret*
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