So many people are fixated on the price of #XRP and don't understand why it is not rising. I am going to try and explain what I believe to be true in a way that can be understood by people who know absolutely nothing about finance.
Visualise the economy as a massive car engine, and #XRP as the oil that lubricates the whole system. Taking away all the friction and making sure everything runs smoothly.
Now visualise the oil sump (The oil sump contains the engine oil required for lubrication when not in use) at the bottom of the engine. In this case, the sump is full of all the #XRP that is not being used.
Now let's link the price of #XRP to the level of the "oil" in the sump. The more that is moving around the engine, the less that is in the sump, and the higher the price. (simple supply and demand)
In order for the price to rise we need the engine to be continuously running. Not just more use-cases but actual in-flight #XRP.
Once we get institutional money moving around the world we will see the engine revving up and the oil (#XRP) continuously being pumped around, causing the level in the sump to stay low.
As technology advances and continuous/streaming micropayments becomes the norm, the demand for oil (#XRP) will become even higher, driving the price up even more.