The biggest lesson we have all learnt from #COVID19 is the need to have health insurance.
Here's a select list of health insurance stories that we @moneycontrolcom personal finance have done in recent past.
For a better understanding of where to start. @Preeti__Kul
Sure, your company provides you with a health insurance cover. But you must also have your own personal health insurance policy. This is very important. @Preeti__Kul@moneycontrolcom@MoneycontrolH
A family floater policy- one policy that covers entire family- was good enough. But when #COVID19 catches your entire family and many need hospitalisation all at once, a family floater could be insufficient. @Preeti__Kul@moneycontrolcom@MoneycontrolH
Want to buy a Rs 1 crore health insurance policy? Sounds like a great cover, but this could be very expensive as you age.
A super top-up policy could be a better idea. @Preeti__Kul@moneycontrolcom@MoneycontrolH
Corona Rakshak and Corona Kavach policies have lower waiting periods for pre-existing illnesses than regular health insurance policies. If you don't have a regular policy, these 2 policies can help. But overall a standard policy helps. @moneycontrolcom
Not all #COVID19 health insurance claims are settled by insurance companies. Sometimes, there are disputes. This story that @Preeti__Kul wrote to mark one year since Covid19 started, tells the tale of rejections and disputes. @moneycontrolcom
If you've missed @moneycontrolcom special week-long series on women financial advisors and distributors who've made a difference, then here goes the series once again. Read their inspiring stories right here.
CC: @TheGreatGruhini
Meet Chennai-based Renu Maheshwari (@renumaheshwari3). Aside from her financial planning profession, she conducted financial literacy courses at a women's college. Now, she also recruits her staff from there. @moneycontrolcom@TheGreatGruhini
Meet Nisreen Mamaji (@NisreenMamaji). From coaching her children's friends' parents and her society members on money issues, she has grown her profession to newer heights. @moneycontrolcom@TheGreatGruhini