Controversial opinion, my wife and daughter, who is at uni, both definitely disagree with me, but this is a bad idea. Not only do costs of managing university campuses, pay wages etc still need to be met, and have had to be met during the pandemic....1/3 amp.theguardian.com/education/2021… 
if you ever want students to be able to actually study in a bricks and mortar university again, but considering student loans already put off some students, particularly from disadvantaged backgrounds, due to the perception of repayment, increasing interest.... 2/3
rates would deter even more and reinforce that universities are the preserve of wealthy individuals. That the rates are only paid off later is irrelevant if it puts people off applying now and prevents universities being able to afford to maintain facilities for the future. 3/3
Just as an addendum: Personally I would abolish tuition fees and return to a grants type system. Not only is the current system economically unviable and unlikely to recoup most loans, but also I'd argue that education is a public good and should be financed as such.
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