your answer can seriously impact your salary negotiation. If the number you give is lower than the employer was prepared to pay, you just locked yourself into a smaller package.
1.1
Instead, ask the employer, “I would be interested in hearing the salary range for this position before I commit to a figure.” This script puts the ball back in the employer’s court to make the next move
Trap 2. "How much do you make in your current position"
If potential employer has budgeted 100k for your position, but you say your current employer pays 75k they will usually start with a much lower offer slightly above your current salary. This will put you at disadvantage
Trap 3. "We are offering you a salary package of N100k. How does that sound?"
If the initial price offered to you is precisely what you wanted, you can accept it. However, you can also see if you’re able to get slightly more out of them.
3.3 “I appreciate the offer and would love to join your organization. However, I was hoping for an offer of around N110,000. If you can raise it just a bit, I could start in the next two weeks.”
"NNPC Ltd shall promptly remit proceeds of the sales of the profit oil and gas to the Federation LESS it's 10% for management fee & 30% for Frontier Explotation Fund as specified in 9(4) of this Act."
Frontier 30%,
Then NNPC 10%,
Then 13%
Then Nigeria 47%
Who is Frontier?
The entire budget of Nigeria will now by 47%?
Why is a private company the NNPC LTD getting 10% management fees?
Are management fees expenses?
Why is the NNPC not remitting the proceeds of oil and gas sales to the Consolidated Revenue Fund? as specified by the Constitution?
How can you plan for orderly transfer without dissipation?
Invest in advice. Speak with a lawyer or Trustee. Tell them your history and family connection, seek advice on how best to transfer assets without loss or legal challenge
Wills, Trusts even Foundations are all options.
How are your assets registered?
If you buy assets in your name, it's hard to transfer when you pass.Think about a Custodial or Trust Account, and name beneficiaries or Trustees.
Wills are ok, important this is have a plan, record assets and transfer.
If you buy land or assets together with partner, then title as appropriate. Not "Mr and Mrs Smith" but "Alice Smith and John Smith"
(yes full names, "Mrs" is not a name, there can be many "Mrs" Smith).
The title of an assets denotes ownership or control.
1. Stop posting personal information on public forums. e.g. travel plans, new purchases. sure share with your friends on private networks, but the public?
2. Cover your employee ID when taking pictures. bad guys can clone it.
3. Stop tagging images, geotags alert bad guys where you have been, and allow them to craft a profile and send malware e.g, " hi we met at that conference in Calabar in February".
4. Don't take photos of your workstation, hackers can see the type of software you use then customize phishing attacks on your organization.
Stop writing user names with passwords on post-it notes and sticking them on the monitor
"Assets in investment funds focused partly on the environment reached almost $2 trillion globally in Q1, more than tripling in three years. Investors are putting $3 billion a day into these funds."
More than $5 billion worth of bonds and loans designed to fund green initiatives are now issued every day. The two biggest U.S. banks pledged $4 trillion in climate-oriented financing over the next decade.
"As recently as 2014, the world’s energy companies spent $735b on oil-&-gas extraction. The figure was less than half that last year, while spending on wind & solar projects rose to nearly $220b, up from about $135b 6years earlier, according to Rystad Energy, a consulting firm"