Thread by @Ravisutanjani

It’s absolutely fine to learn from people who are younger than you, experience does play a significant role but it’s not a bar anymore.

I keep writing on personal finance, credit cards, my startup exp, etc and surprisingly I got some bad wishes and hate today. Here’s a note.⬇️

Some day to day commentary I come across:

I'm older so I probably know better.

How you can earn 3-4x of me?

How you can be a good leader with just 4-5 years of work ex, I’ve 15 so....

You shouldn’t talk about Personal Finance without spending 10 yr in the market... etc etc.

Just a bit of an Introduction. I started earning from part-time gigs when I was just 16-17. Proudly funded my 10+2 education and coaching fee, took admission in engineering, got my first credit card, made mutual fund investments, did solo traveling to almost 15 states in India.

And yes all on my own before my 18th birthday, didn’t take a single penny from my parents.

I was curiously passionate to work hard, travel, meet people, a kid who was a big sucker for learning about almost every new stuff that interests me.

So grateful for everything that happened 🙏❤️

https://twitter.com/Ravisutanjani/status/1392502716287524864?s=20

But most people (especially in India) would simply generalize that person must be spending and living on parents’ fortune. Whoaa! 👏👏👏

Rephrasing my latest tweet again, financial products, credit cards, credit scores, etc aren’t limited to the elite or rich. Students, middle class, self-employed people can also get everything.

Your choices matter and all you need to do is a bit of research.

And I learned financial literacy and discipline from my father itself, have seen him managing everything nicely and that’s how I build the habit of investing/FIRE goals from my first paycheck.

https://twitter.com/Ravisutanjani/status/1410664499871244290?s=20

But why some people are so prompt at delivering judgments?

I would never stand how people start embedding hate speech/getting personal if they disagree with something, it clearly reflects your academic and upbringing.

Social media gives people a license to be hurtful. They tend to say things they can’t say/get away with in person.

I don’t owe any explanation to anyone and I stand strongly with my opinions but thought to write this for many young souls who may relate.

To all dear friends, there’s no problem in being an overachiever, let them doubt your abilities, just show them what you’re capable of.

Age is not a boundary or restriction anymore, build your digital empire, make lots of money.

But as they say, never miss a great chance to shut up. Thank you for reading. Lots of love. 🙏🥰❤️