It is easier to save or earn 5% more than beating the market by 2%.

Focus on what’s in your control and invest in Index Funds.
With little training you learned..

• Cycling 🚴‍♂️
• Swimming 🏊‍♂️
• Driving 🚘
• Cooking 🧑‍🍳
• Handling marriage 😏 (Behavioural skill)

And all other hard and risky skills, similarly managing personal finance is no big deal as it’s advertised by financial industry.
Being in non-financial field we are managing this page with our routine work.

One thing that industry has taught us is SIP, it can be applied to master anything.

SIP regularly 📚 to learn basic finance, managing money and psychology.

@monikahalan’s book is best to start with.
Few important basics that everyone must know to up the personal finance game.

Wonderful list by @trengriffin 👇🏼 ImageImage
Everything listed below needs to be learned at least once and it’ll be embedded 🧠 forever, just like you cannot forget cycling, swimming and driving.

• • •

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More from @1PageFinance

30 Aug
Let Krishna Born in your Portfolio.

Mahabharat of Mutuals.

A Thread on Mutual Fund Saga Simplified for layman warrior. Image
Krishna asked Arjuna to choose either Krishna himself, unarmed with passive involvement in the war as a charioteer or his mighty Narayani Sena, the most powerful army in the world at that time. Image
Arjuna chose Krishna over the Narayani Sena. Duryodhana was pleased by Arjuna’s choice, and the thought of adding the mighty Narayani Sena to the Kaurava’s ranks gave him a feeling of great strength. And the rest is history. Image
Read 32 tweets
17 Aug
A Spicy Thread 🌶️ 🧵 on....

The science of Expense Ratio in Mutual Fund.

TL;DR: Jump to the spicy tables in the last few tweets of the thread. 1/16
Expense ratio is one of the most important parts of investing through mutual funds. There is a high chance that it is not discussed with you by your banker, agents or MFD advisor.

2/16
In case you know it, there is a high chance that you are unaware of its impact on your future goals. In simple terms, expense ratio is the fee deducted from your investment or each SIP. This deduction happens instantly and gets adjusted within NAV.

3/16
Read 26 tweets
9 Aug
Term of The Week.

Rolling Return 😵‍💫

A Thread 🧵

There are several types of returns to get an idea about stocks or funds. The most widely used around the financial world is trailing returns.

1/10
While it is good to glance at trailing returns, that is a point to point return, it does not actually give the idea about what an investor has experienced over time. 2/10
Rolling returns are the most underrated types of returns, it is useful for examining the behaviour of returns for holding periods, similar to those actually experienced by investors.

3/10
Read 12 tweets
18 Jul
𝐀 𝐌𝐞𝐠𝐚 𝐓𝐡𝐫𝐞𝐚𝐝 🧵 𝐎𝐧 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 𝐑𝐞𝐬𝐨𝐮𝐫𝐜𝐞𝐬 𝐈𝐧 𝐈𝐧𝐝𝐢𝐚.

We have crossed 10,000 followers.

We dedicate this milestone to all women.

Why?

Watch this eye-opener social experiment done by @Paytm
Our thoughts on women and finance.
Why money and savings matter?

𝐎𝐧𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐦𝐨𝐬𝐭 𝐩𝐨𝐰𝐞𝐫𝐟𝐮𝐥 𝐭𝐡𝐢𝐧𝐠𝐬 𝐲𝐨𝐮’𝐥𝐥 𝐞𝐯𝐞𝐫 𝐫𝐞𝐚𝐝 𝐨𝐧 𝐦𝐨𝐧𝐞𝐲 👇
Read 43 tweets
12 Jul
Term of The Week.

Turnover Ratio ♻️

A Visual Thread 🧵
Why turnover ratio is an important term to understand?
What turnover ratio of an active mutual fund signifies?
Read 4 tweets
5 Jul
Term of The Week.

Sharpe 🔪 Ratio

Explained in a visual thread 🧵
The first step is to understand the standard deviation ↓
How to judge a mutual fund?
Read 4 tweets

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