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Ditto Insurance Profile picture
@joinditto
Oct 27, 2021 • 9 tweets • 3 min read • Read on X
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Lessons you can incorporate in your #financialplanning from one of the greatest texts on warfare and military strategy- the Art of War by Sun Tzu.

Thread.🧵 Image
Sun Tzu believes the general that makes many preparations prior to a battle is victorious. Image
Plan your finances with proper research and due diligence, and you've already won half the battle. Image
Victory should be a priority. Not an ever-expanding need for more. Image
A classic example of this: Image
How extremely lengthy campaigns can crumble all effort towards the primary goal. Image
The enemy may or may not attack today. But what matters is "our own readiness". Image
Buy #insurance to protect against unforeseen losses. Image
What other #financial tips worked for you? Let us know in the comments.

Also, if you're looking for expert advice on buying health/life insurance, visit our website now- bit.ly/3ADvAKf

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More from @joinditto

Ditto Insurance Profile picture
Jan 3, 2024
₹20,000 to ₹20,000 CRORES😱

India’s Boroplus has conquered the world

BOROPLUS sells 4 LAKH LITRES* antiseptic cream– making ₹460CR/year.

Born in the Barra Bazaar of Kolkata–
With a seed of just ₹20,000–

How did Boroplus become No. 1 in India & Russia?🤔

🧵 Image
In 1974–

Two friends– R.S. Goenka & R.S. Agarwal saw a gap in India’s herbal care market.

They left their jobs at the Birla Grp– put in ₹20K & started Kemco Chemicals (Emami)– an Ayurvedic meds & cosmetic unit in Kolkata.

A bold step in a market dominated by multinationals. Image
The formula was– Make way into India’s growing middle class.

Both partners would pile up their first products– Emami Talcum Powder & Vanishing Cream in a hand-pulled rickshaw, go door-to-door & sell.

But soon they realised– To make our way in, we’ve got to stand out!
Read 8 tweets
Ditto Insurance Profile picture
Aug 3, 2023
Truth behind food labels EXPOSED‼️

Labels like 'Multigrain’, ‘Organic’, ‘No added Sugar’ create an illusion of ‘healthy eating’.

Here’s a list of most misunderstood health claims (& what they actually mean)👇 Image
👉Multigrain

It simply means ‘more than one type of grain’.

That’s not a guarantee that it's healthier, is it?

👉Natural

It means that at some point, the manufacturer used a natural source like rice or grapes– doesn’t mean the food is healthy.
👉Organic

Does organic mean healthy? Think again.

Organic sugar is still sugar.

👉Light

This basically means that the item has been watered down to reduce calories or fats.

But, they might have other additives like sugar– so keep an eye out.
Read 8 tweets
Ditto Insurance Profile picture
May 17, 2023
The ULTIMATE GUIDE to select a TERM LIFE INSURANCE plan

(Don’t forget to hit❤️ before you proceed)

Thread🧵
1) Policy duration👉

See, your term plan is meant to cover your family’s money needs in case you pass away untimely.

That is, you need it only till your kids are financially dependent on you.

So, why take an unnecessarily long & costly life insurance plan for 99 years or so?
We recommend going for a term plan that covers your family until your kids are well-settled & capable of sustaining themselves & your spouse;

They’re much cheaper too!

Note that the average life expectancy in India is 70.

So, the premiums shoot up drastically after that.
Read 12 tweets
Ditto Insurance Profile picture
May 15, 2023
A few of India’s biggest insurers may hike their term insurance prices soon!

“Why a hike now?”
“Will this affect my premiums?”
“How can I protect myself from high premiums?”

In this thread, we'll be answering your most-asked questions

(Don’t forget to hit❤️before you proceed)
Why do insurers increase term prices?🤔

Well, there could be multiple reasons.

Just last year, insurers hiked premiums due to the surge in covid related deaths.

Leading experts also suggest that India is a largely underpriced market-
The number of insurance companies is high, but their penetration in the insurance market is low.

So, they keep the prices low to cope with the competition.

However, as the insurance adoption increases, the prices might increase as well.
Read 9 tweets
Ditto Insurance Profile picture
May 1, 2023
Manforce condoms, Prega News, Unwanted 72 contraceptives–

These products make up ONLY 10% of MANKIND's business!😲

So, what’s the secret behind their IPO worth ₹4300 CR?

Thread🧵
Prescription drugs!

In fact, Mankind is the 4th largest seller of prescription drugs in India.

You see, when medical sales reps Rajeev & Ramesh Juneja started Mankind in the 90s

They outsourced all drug manufacturing to focus ONLY on sales. Image
Obviously, the big players thought this was a rookie mistake– but not for long.

In the 2000s, 1 out of 3 Indian men struggled with erectile dysfunction.

The only treatment? A ₹350 Viagra pill.

So, Mankind introduced a ₹20 alternative– scooping up 30% market share instantly.
Read 10 tweets
Ditto Insurance Profile picture
Apr 27, 2023
RCB IS WINNING!!🤯

No, we aren’t talking about #IPL2023 but RCB as a business.

With a net worth of Rs. 637 CR,

#RCB is the third richest IPL team- behind only KKR & Mumbai Indians

What's their secret?

1/8🧵
Recently RCB filled out Bangalore’s M Chinnaswamy Stadium WITHOUT EVEN PLAYING A MATCH!

They just invited fans to just come & watch them practice.

But why are fans crazy about RCB when they haven't even won the title once?

2/8🧵
Now, usually, an IPL team has multiple revenue streams-

First, the prize money- but let’s not go there

Next, we've got sponsorships👇

3/8🧵
Read 8 tweets

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