#Begin

If you are interested in stocks or other investing, don’t let someone else dissuade you from your chosen vehicle. Starting is the biggest step few people take. Begin a small position to build confidence.

>>2
You will definitely pay some fees to Mr Market but become a better investor.

Start by scouting for opportunities with favourable entry levels according to your situation at the moment.

These could be stocks of businesses you identify with or use daily.

>>3
For example, you hold an account at your local bank that may be listed at the local bourse. You incur monthly ledger fees & withdrawal charges. Get back some or all of that money by buying the banks' shares on a regular basis.

>>4
Another example is the agricultural products you consume, like tea. There are tea companies listed on the NSE. Williamson Tea & Kapchorua Tea pay generous dividends every year, with up to 16% dividend yields. You may accumulate stocks of either stock.

>>5
You may consider investing in the cumulative activities of thousands of investors who trade in the NSE by investing in the self listed investment services firm, @NSE_PLC

The company has become a regular dividend payer, recently gifting its shareholders a special dividend.

>>6
Don't let anyone discourage you from investing.

Seek financial education from trusted entities & get balanced views about an investment option.

Learn the ropes & start small, then grow.

Investing is a marathon, not a sprint. Image

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More from @TheAbojani

21 Dec
LESSONS FROM JAMES MWORIA, CEO CENTUM PLC

1. ON WORK ETHIC

Even if you are employed, work like you own the company & like your would one day run the company.

@MworiaJ
2⃣ ON LEARNING THROUGH OBSERVATION
Be keen when interacting with people you aspire to be like. Learn as much as you can through association.
3⃣ ON CURIOSITY

As an intern he was given a task of filing the company documents. Because of his curiosity, he read each and every document that he filed and learnt so much such that in an internal quiz about the company he scored the highest marks and was awarded Ksh 500.
Read 6 tweets
20 Dec
Addiction of any kind (except investing 😉) can be a serious obstacle to achieving financial goals. Thus, making it a priority to overcome any addition will help you restructure a good amount of your income to service your financial goals instead of satisfying addiction needs.
Calculate the cost of an addiction, say drinking. There's nothing wrong with having a good time with friends & family once in a while, but when it becomes frequent & gets into your nerves, it becomes an addiction. Think of the number of $EABL shares that many bottles can buy.
Or gambling. Millions of youth have lost billions of shillings in betting on sports outcomes, and they keep doing that to-date. Even the very few cases that have made significant winnings have ended up blowing those wins on leisure instead of setting up a foundation for wealth.
Read 4 tweets
18 Dec
#LevelUp Testimonials 📜

It would have been so easy to write off 2020 & 2021 with everything that’s been going on in the world.

But it’s so amazing to see the many financial strides & wins people have been getting 👏🏾🙌🏾

2022, here we come!

💪🏾🏆😊

>>2
Here are some of the most resilient achievements of the year; among many others from our "Abojani Hidden Gem" community members.

Case 1: Joan (below) hit her December 2021 goals last month 😊

>>3 Image
Case 2: Sam had only 350K in his @CICGroupPLC MMF account in February 2021. Sheer determination, living on less & finding extra income did it all. Our 12th member to claim the #1MillionChallenge 🚀

>>4 Image
Read 6 tweets
8 Oct
This book is about real life millionaires. However, it doesn’t talk about making money or investing. It focuses on what most people ignore till they learn it the hard way: avoiding lifestyle creep. It talks about frugality, conservation and economical consumption.

>>2
The authors interviewed hundreds of millionaires across America. They discovered one curious fact. Most of the people who became millionaires and maintained their status were living below their means. They also found many people who first became millionaires but couldn’t...

>>3
Read 5 tweets
1 Oct
25 PERSONAL FINANCE TIPS

1.Always spend much less than what you earn-focus in developing your own goals
2.Pay off your debt diligently
3.Reduce periodic expenditure-exercise patience/restraint-but what you want when you want

@cheruiyotkb @SokoAnalyst @mmnjug
4.Keep an eye on the media and advertisements
5.Invest your time wisely
6.Prepare for far off expenses now
7.Be honest about your finances with your spouse
8.Emergencies are a normal aspects of life
9.Be kind to people around you-Gives you a very deep sense of peace
10.Make the money work for you rather than working for it
Read 8 tweets
24 Sep
20 Personal finance skills that you need to know
1. To clearly define the components of a family or personal budget and budget
2. Creating and maintaining a personal financial plan/budget
3. Discussing and dissecting your own financial habits and their effect on your life >>
4. Learn and apply new vocabulary as it relates to financial literacy
5. Understand basic banking services: checking, savings, money market accounts, rates etc.
6. Learn how to choose and keep a checking account
7. Learn about credit and how to use it effectively
8. Learn about debt and how to eliminate, maintain and control it
9. Learn how to save and the importance of saving
10. Employ basic money management skills
11. Learn how to improve and employ a successful money mindset
Read 5 tweets

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