25 PERSONAL FINANCE TIPS
1.Always spend much less than what you earn-focus in developing your own goals
2.Pay off your debt diligently
3.Reduce periodic expenditure-exercise patience/restraint-but what you want when you want
@cheruiyotkb @SokoAnalyst @mmnjug
1.Always spend much less than what you earn-focus in developing your own goals
2.Pay off your debt diligently
3.Reduce periodic expenditure-exercise patience/restraint-but what you want when you want
@cheruiyotkb @SokoAnalyst @mmnjug
4.Keep an eye on the media and advertisements
5.Invest your time wisely
6.Prepare for far off expenses now
7.Be honest about your finances with your spouse
5.Invest your time wisely
6.Prepare for far off expenses now
7.Be honest about your finances with your spouse
8.Emergencies are a normal aspects of life
9.Be kind to people around you-Gives you a very deep sense of peace
10.Make the money work for you rather than working for it
9.Be kind to people around you-Gives you a very deep sense of peace
10.Make the money work for you rather than working for it
11.Always conduct research first-never invest money in a project that you have no interest for-You need to be passionate for you to thrive…never be in a hurry to invest in anything
12.If you must take a debt, watch out for the interest rates
12.If you must take a debt, watch out for the interest rates
13.A budget is everything-Treat your personal life as a business-Budget(accountability)
14.Take into the consideration the trade-offs in your life
15.Remain committed to a single financial plan(action)
16.Put in place a retirement plan
14.Take into the consideration the trade-offs in your life
15.Remain committed to a single financial plan(action)
16.Put in place a retirement plan
17.Pay Insurance-What you take to get there-Helps you remain there
18.Keep proper financial records
19.Make your tax payments on time-Pay on time if you want to remain in good books with the government
18.Keep proper financial records
19.Make your tax payments on time-Pay on time if you want to remain in good books with the government
20.Do not live a flashy lifestyle(Live within your means)
21.Do not be materialistic
22.Do make impulsive decisions
21.Do not be materialistic
22.Do make impulsive decisions
23.Never be afraid to ask for help/soliciting assistance
24.Always meditate to be in the right state of mind
25.Taking breaks from work
24.Always meditate to be in the right state of mind
25.Taking breaks from work
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