📣 In most states, you only have until midnight on Saturday, Jan. 15th to enroll!
Exceptions:
--MASSACHUSETTS: You have until 1/23
--CA, NJ, NY, RI: You have until 1/31
--ID: Unless you qualify for a Special Enrollment Period, you already missed the deadline.
📣 Avoid scams, junk plans etc. by only enrolling via an AUTHORIZED #ACA exchange website!
These include either the OFFICIAL ACA exchanges *or* APPROVED 3rd-party brokers such as HealthSherpa, W3LL or StrideHealth.
A list of the official ACA exchanges follows downthread:
FAR MORE PEOPLE QUALIFY FOR FINANCIAL HELP THIS YEAR...AND THOSE WHO ALREADY DID ARE ELIGIBLE FOR FAR *MORE* HELP.
No, seriously: If you've looked into an #ACA plan in the past only to find out you had to pay full price or the subsidies weren't generous enough, TRY AGAIN *NOW*.
⚠️ 2022 is *THE* year to #GetCovered via an #ACA exchange plan! The American Rescue Plan DRAMATICALLY expanded & enhanced ACA financial help.
If #BuildBackBetter goes through, that expansion will be made permanent...but if not, it's a one-time thing, so take advantage of it NOW.
HOW MUCH could you save? Well, the amount varies greatly depending on where you live, how old you are, what your household makeup is and how much you earn, but here's some typical examples: acasignups.net/21/04/02/how-m…
IF YOU'RE ENROLLED "OFF-EXCHANGE" FOR THE LOVE OF GOD SWITCH TO AN *ON*-EXCHANGE PLAN. LIKE, *RIGHT NOW*.
⚠️ Many people enrolled in #ACA-compliant individual market plans (good!) but who did so OFF-exchange (bad!) because *in previous years* they earned too much to qualify for financial help.
Well, THIS YEAR many of them DO qualify...but ONLY if they SWITCH to an ON-exchange plan!
Some states are offering ADDITIONAL savings on #ACA plans!
If you live in CO, CT, MN, MD, NJ, NY, MA, VT or WA, you might qualify for extra savings!
REMEMBER:
--If you earn LESS than 200% FPL (~$26K if single, ~$51K for a family of 4), choose a SILVER plan, which will qualify you for MASSIVE savings on deductibles, co-pays etc.
They're called "Silver CSR 94" or "Silver CSR 87" plans, but I call them #SecretPlatinum plans!
--If you earn MORE than 200% FPL, it gets trickier, but I strongly recommend checking to see if there are GOLD plans which cost the same or even *less* than SILVER plans!
There's a long, dumb story behind this, and it's not available everywhere, but check into it.
Remember the federal #ACA "individual mandate" penalty? Yeah, that's long gone now, but several states have their own financial penalty for residents who don't have healthcare coverage (& who don't qualify for an exception).
CA, DC, MA, NJ & RI residents beware!
WHAT IF YOU ENROLLED ALREADY, BUT IT TURNS OUT YOU CHOSE THE WRONG PLAN?
GOOD NEWS: You can still *switch* to a *different* plan as long as you do so by the final deadline!
If you enrolled in a policy which started Jan. 1st but there are issues with your provider network, drug formulary, etc. you can switch to a *different* plan between now and the deadline in your state.
The new plan will take effect FEBRUARY 1st.
Good news! There's more carriers & plans available than ever before!
Bad news: That means more confusing choices than ever before!
Good news: Visit LocalHelp.HealthCare.Gov for assisters, navigators, brokers or agents near you who can help!
Here's an updated version of my "Dem Stop the Steal!" conspiracy theory thread which hopefully is less scattershot.
There's 3 main claims:
1. "How could there be 20M fewer voters than in 2020 w/"record-breaking turnout?"
2. "How could 15M fewer voter for Harris vs. Biden?"
3. "How could so many swing state voters vote for the Dem for Senate but not for Harris for POTUS?"
There's a few others, but these are the biggest ones, so let's tackle them first:
1. There weren't 20M fewer voters.
I've been compiling the data as it's being updated by CNN's tracking center via a Google spreadsheet. As of this writing, total POTUS turnout is ~147.6M, or ~10.8M lower than 2020's 158.4M.
Yesterday I posted a thread digging into the actual data behind the "20M missing votes!" and "15M fewer than Biden!" conspiracy theories being tossed around the past few days.
Via CNN, as of this writing, total 2024 POTUS votes are only down 13.9 million vs. 2020...with a likely 11.5 - 12.0 million ballots still to be counted across 30 states.
Total 2024 turnout will likely be ~156M or so...just a couple million fewer than 2020.
Again, using CNN's data & estimates, once every legitimate ballot has been counted, Trump will likely have around ~78 million votes to Harris' 75-76 million.
That'd mean he added ~4 million vs 2020 while she lost ~5-6 million.
...the vast majority of this discrepancy happened in districts/counties which were heavily red to begin with, which is why the MAGA COVID Death Cult factor only ended up making a decisive difference in exactly one statewide race: Arizona Attorney General: acasignups.net/22/12/29/updat…
At the House district level it didn't make a decisive difference in any races at all. To understand why, let's look at two extreme examples...
People have started asking why I'm still pushing fundraising for Dems just 5 days before Election Day. All the ad time has been purchased & the lit pieces printed & mailed out already, right?
There's several reasons: 1/
1. For state legislative races in particular, a last-minute cash infusion of even $50 can mean an extra few pizzas for tired & hungry canvassers or an extra burner phone for phone banking.
2. After the polls close, there's going to no doubt be some races which require recounts...which may or may not have to be paid for by the campaign requesting it, depending on the state and the margin. That's gonna cost money.
🧵THE DEAD POOL: Since @MikeJohnson and @JDVance are promising to Concentrate folks w/pre-existing conditions into separate Camps, let's talk about that. 1/ acasignups.net/24/10/04/dead-…
Let's go back to the pre-ACA healthcare landscape. This is what it looked like in 2012...*before* the ACA's major provisions went into effect.
Half the US had employer coverage. Another third had Medicare or Medicaid. ~11M had "individual" insurance; ~48M had nothing at all. 2/
The ACA had 2 main goals:
1. Reduce the number of uninsured Americans as much as possible by making coverage more affordable & accessible;
2. Provide protections from insurance industry abuses, *especially* for the individual market where the abuses were the most blatant. 3/