📣 In most states, you only have until midnight on Saturday, Jan. 15th to enroll!
Exceptions:
--MASSACHUSETTS: You have until 1/23
--CA, NJ, NY, RI: You have until 1/31
--ID: Unless you qualify for a Special Enrollment Period, you already missed the deadline.
📣 Avoid scams, junk plans etc. by only enrolling via an AUTHORIZED #ACA exchange website!
These include either the OFFICIAL ACA exchanges *or* APPROVED 3rd-party brokers such as HealthSherpa, W3LL or StrideHealth.
A list of the official ACA exchanges follows downthread:
FAR MORE PEOPLE QUALIFY FOR FINANCIAL HELP THIS YEAR...AND THOSE WHO ALREADY DID ARE ELIGIBLE FOR FAR *MORE* HELP.
No, seriously: If you've looked into an #ACA plan in the past only to find out you had to pay full price or the subsidies weren't generous enough, TRY AGAIN *NOW*.
⚠️ 2022 is *THE* year to #GetCovered via an #ACA exchange plan! The American Rescue Plan DRAMATICALLY expanded & enhanced ACA financial help.
If #BuildBackBetter goes through, that expansion will be made permanent...but if not, it's a one-time thing, so take advantage of it NOW.
HOW MUCH could you save? Well, the amount varies greatly depending on where you live, how old you are, what your household makeup is and how much you earn, but here's some typical examples: acasignups.net/21/04/02/how-m…
IF YOU'RE ENROLLED "OFF-EXCHANGE" FOR THE LOVE OF GOD SWITCH TO AN *ON*-EXCHANGE PLAN. LIKE, *RIGHT NOW*.
⚠️ Many people enrolled in #ACA-compliant individual market plans (good!) but who did so OFF-exchange (bad!) because *in previous years* they earned too much to qualify for financial help.
Well, THIS YEAR many of them DO qualify...but ONLY if they SWITCH to an ON-exchange plan!
Some states are offering ADDITIONAL savings on #ACA plans!
If you live in CO, CT, MN, MD, NJ, NY, MA, VT or WA, you might qualify for extra savings!
REMEMBER:
--If you earn LESS than 200% FPL (~$26K if single, ~$51K for a family of 4), choose a SILVER plan, which will qualify you for MASSIVE savings on deductibles, co-pays etc.
They're called "Silver CSR 94" or "Silver CSR 87" plans, but I call them #SecretPlatinum plans!
--If you earn MORE than 200% FPL, it gets trickier, but I strongly recommend checking to see if there are GOLD plans which cost the same or even *less* than SILVER plans!
There's a long, dumb story behind this, and it's not available everywhere, but check into it.
Remember the federal #ACA "individual mandate" penalty? Yeah, that's long gone now, but several states have their own financial penalty for residents who don't have healthcare coverage (& who don't qualify for an exception).
CA, DC, MA, NJ & RI residents beware!
WHAT IF YOU ENROLLED ALREADY, BUT IT TURNS OUT YOU CHOSE THE WRONG PLAN?
GOOD NEWS: You can still *switch* to a *different* plan as long as you do so by the final deadline!
If you enrolled in a policy which started Jan. 1st but there are issues with your provider network, drug formulary, etc. you can switch to a *different* plan between now and the deadline in your state.
The new plan will take effect FEBRUARY 1st.
Good news! There's more carriers & plans available than ever before!
Bad news: That means more confusing choices than ever before!
Good news: Visit LocalHelp.HealthCare.Gov for assisters, navigators, brokers or agents near you who can help!
With early voting starting in just 65 days in a few states, David asked this very reasonable question. I'm not an expert, but my general understanding of the situation is this: 1/
There've been a number of polls claiming that Harris/etc. would perform a few points better...but that's all THEORETICAL.
We all know that the moment it became a reality the numbers could change dramatically...especially given all the other chaos which would surround it. 2/
The thinking seems to be that Harris has a higher ceiling but also a lower floor. If you're 100% certain that Biden can't win, it therefore makes sense to figure you have nothing to lose.
However, this would upset millions of Dems who voted for Biden in the primary... 3/
Thread. ~20 years ago, one of the minor controversies surrounding then-President George W. Bush was after being warned that something he wanted to do was unconstitutional, he allegedly angrily replied that the Constitution is "just a damned piece of paper!" 1/
I don't know whether this actually happened or not, but regardless of how appalling it my is, on the most basic level that's actually *correct*: The Constitution *in and of itself* *is* "just a damned peice of paper." It's not a talisman. It doesn't have any magical powers. 2/
The power of The Constitution is in the hands of whoever the American People happen to be at any particular point in time.
If those in charge *and* enough of those who aren't either actively want to ignore the Constitution or just don't care enough to defend it, guess what? 3/
🧵 I just had a lengthy conversation with someone who wanted some insight as to how I've been so successful with my Democratic fundraising project over the past few cycles.
(obviously it wasn't called that in 2020 or 2022) 1/Blue24.org
For those unaware, I've raised nearly $8 MILLION *directly* for hundreds of Democratic candidates since 2019. And I've done it *without* a mailing list or texting anyone. I've done it without a PAC or a staff.
It's all been done purely online via social media. 2/
The reason I started "formally" raising money for Democrats online (as opposed to just occasionally retweeting some candidates ActBlue link now & then) is because I kept seeing Dems griping that they didn't trust how the DCCC/DSCC was allocating funds, etc. 3/
I said it's our only *chance* of doing so. It would also require, within the next 4 years, either:
1. Both Alito & Thomas retire (hah) or pass away.
Or...
2. Congress passes legislation to either expand or otherwise modify SCOTUS.
Even THEN, the damage done by the SCOTUS majority (half of which appointed by Trump) *until* either of those things happens would still take YEARS or DECADES to repair.
And some of it can never be repaired.
...all because some of you refused to vote for Hillary in 2016.
As someone pushing HARD for folks to donate to Democrats up & down the ballot, I’d like to note something about the AIPAC money brouhaha re NY-16.
Yes, money CAN make a significant difference in a race, but only up to a point. After that there’s diminishing returns. 1/
My guess is the first few million dollars AIPAC spent on the NY-16 race probably helped Latimer by a point or two. After that, however, it probably didn’t make much difference at all & may have even hurt him a bit due to residents getting sick of the constant ads/mailers etc. 2/
As a different example, in 2020, the poster child for throwing money down the drain was Amy McGrath for Senate in KY. She raised an insane $90 million & lost by 20 points. Even more insane is she probably would have lost by about the same margin if she’d spent 1/10th as much. 3/