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Vineeth K Profile picture
@DealsDhamaka
Mar 1, 2022 • 10 tweets • 7 min read • Read on X
Scrolly
How did I save from my spending??? 🧵

I used some FinTech apps and credit cards and saved good amounts from my spending

A small thread on the Top Apps I liked & Savings.

Feel free to RT 🙏🙏

NOTE - I use my credit cards as debit cards & pay instantly

#Finance #Shopping
1 - CRED

Cred has been my companion for all the credit card payments for the past 4 years

Got around 1% cashback just by paying credit card bills

New users can sign up now below & get Rs.250 instant cashback on the first payment of min Rs.100

Sign up
app.cred.club/spQx/f5925dc3
2 - Amazon + ICICI Card

I have been using this with Amazon Prime account for all my purchases.

With 5% cashback + special offers on Amazon (FLAT 50 on 500 using UPI, etc.) the savings over last 2 years were amazing 👏

#Amazon
3 - Slice Card

Only 1 month since I started, the experience has been so far very rewarding.

Special offers & extra cashback on online shopping and points for insurance spends

Signup using below link to get 300 cashback

Code - GROOT328568

links.sliceit.com/invite?rc=GROO…

#saving
4 - Paytm

Used Paytm for 80% of my UPI transactions and bill payments

Although not great, it has been decent till date
5 - Key credit cards without annual fee

American Express Gold Charge & Credit Card - Basic cards with high rewarding value (Amex stopped issuing new cards in India now)

Citi Indian Oil card - Best for fuel spends in Tier 1 cities

#creditcard
6 - TimesPrime for Subscriptions (OTT and more)

One stop solution for most of my subscription needs

Zee5, SonyLiv, Pharmeasy, ETPrime, Audible, Mubi, Discovery+ etc.

Get 300 off using below link-
timesprime.onelink.me/6hfI/ebab9c1a?…
7 - Zomato Pro Plus

Zomato Pro Plus and Slice Card mentioned above is a very powerful combination for savings 🔊🔊

Pro Plus saves on special discounts + Free delivery

30-60% off with slice card is super helpful

Slice link - links.sliceit.com/invite?rc=GROO…

Swiggy one is okay okay.
Finally, last 2 things

I don't spend just because there is an offer. When I spend, I find the best possible offer

I don't sign up for all cards; I do my research and get the cards/subscriptions of my use only

Spending extra for cashback doesn't make sense to me.
8. PharmEasy plus for medicines

I got this subscription from Timesprime mentioned above, 18% flat discount + 5% cashback on all medicine orders

New users-

Use code- 1xkib, and get EXTRA 5% OFF on your first order peasy.in/SmpsuT

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More from @DealsDhamaka

Vineeth K Profile picture
Nov 24
#PUNE AGRI TOURISM - PICNIC 🧺

Went on a PICNIC with 15+ families today

Meher Retreat located 42Kms from Pune

Rs.750+ Taxes/person (we got 15% off)

- Multiple Activities - Boating 🛶 , Bullock Cart Ride, Tractor 🚜 ride, animal farm 🐐 🪿 🦃 🐄 🐂 🦜 , kids play area, Magic show, swimming pool, rain dance, water slides etc.

- Paid activities - Pottery, mini digger

- Unlimited meals - Breakfast, lunch, Hi-Tea, Sugar cane juice

- Hurda Special Activity

- Farm fresh produce sale

Kids to elders, every liked it within the budget

#TravelImage
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Activities
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Activities 2 Image

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Read 6 tweets
Vineeth K Profile picture
Sep 7
After 1.2M views for the BANKOK TRIP, here is ⤵️⤵️⤵️

PART 2 - Trip to 🇹🇭 THAILAND & MALAYSIA 🇲🇾

Covering #MALAYSIA – Scenic Parks, Luxurious Stays, and Culinary Delights!

- Family of 3 (Wife, 4yr old kid & me)
- 3 Days
- Total Spend 40K INR + CC points

Itinerary & details below (with Food & locations for INDIANS 🇮🇳)👇
Will share all the links at the bottomImage
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DAY 3 - Landed at 3PM in #Malaysia from #Bangkok …

Started with a shocker - Forgot our passports in the airport trolley & had to go back 😢 2 hours wasted.

Booked Hotel in Central location. #AIRPORT to #HOTEL is 57 Km, takes 45mins to 1 hour

Used GRAB Taxi - it took us 80 MYR ~Rs.1500.

There is KLAI EXPRESS (Direct train to central) which charges 45 MYR per person. So for 2 or more people, Cab is cheaper.

Ours is unplanned itinerary, if you are planning before - Look at KLAI TRAVEL PASS. At 80 MYR, you can take most train & bus rides for 2 days + one way to KLAI TerminalImage
DAY 3 - THE MAJESTIC HOTEL 🏨

One of the best properties I have stayed. Original property is from 1932 & I stayed in an extended property estd. in 2012

COST - Rs.0 + 48000 Marriott points

How ? 15000 Marriott points from BONVOY card yearly free night + 25000 Amex points transferred at 30% bonus.

Actual price of hotel- Rs.62000

ROOM - Upgraded to Jr.Suite
- Free shuttle to KL Central for everyone

MB Platinum benefits

- Free Breakfast for 3 days - Amazing spread (MB PLAT)
- Free Evening snacks + drinks
- 1000 MB points credited

For people who want INDIAN FOOD, you can stay here - KL SENTRAL is 10 mins via. Shuttle and there are tons of Indian restaurants there. Or there are a few properties in SENTRAL itself - ALOFT, HILTON etc.
Read 28 tweets
Vineeth K Profile picture
Aug 25
Trip to 🇹🇭 THAILAND & MALAYSIA 🇲🇾

Exploring Southeast Asia: A Journey Through Malaysia & Bangkok – Safari Adventures, Scenic Parks, Luxurious Stays, and Culinary Delights!

- Family of 3 (Wife, 4yr old kid & me)
- Covered cities only (6 days)
- Total Spend 1.1 Lakh INR + CC points

Itinerary & details below 👇
Will share all the links at the bottom

#Travel #ccgeekImage
Trip planned only 6 days before, turned out to be a bit expensive

DAY 0 -> MUMBAI TO BANGKOK

Via. Air India

Booked with Air India miles (32000) + Rs.6000 for 2 tickets and Rs.20000 revenue for 3rd ticket

Total revenue cost Rs.26000

ADANI WEST LOUNGE IS GOOD (Perks of Air India Platinum Membership)

Landed in Bangkok and booked cab to hotel

29 Kms - 222 BHAT (~Rs.500 INR) booked through BOLT - Car was Toyota ALTIS

One can get cheaper flight tickets via AVIOS miles if booked 3-4 months earlyImage
DAY 0

Hotel - NOVOTEL SUKHUMVIT 4

Excellent Rooms & Views
Indian Menu Available
Includes the Breakfast in booking

Food is decent …

Cost for 3 nights - Rs.27000

Paid with 14000 Accor points + Rs.185

SIM - Free of cost

Took Matrix sim using VISA FOREX offer.


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Read 19 tweets
Vineeth K Profile picture
Jul 2
NEW TO INVESTING ? Few things to keep in mind … 📕📕📕

Most of them were true in my case

Overconfidence - Many individual investors tend to believe they can consistently pick winning stocks, leading them to trade frequently. This overconfidence often results in higher transaction costs and lower overall returns.

#Investing
Loss Aversion : Investors often hold on to losing stocks for too long or keep averaging , hoping they will recover, rather than cutting their losses. This reluctance to sell at a loss can lead to missed opportunities in more profitable investments.
Recency Bias: After experiencing recent gains in the market, investors may expect the trend to continue and invest more aggressively. Conversely, after recent losses, they may become overly cautious, missing out on potential gains.
Read 7 tweets
Vineeth K Profile picture
Jun 20
'సంపాదించడం' ఎలా 🧵

డబ్బు కన్నా సంపద మిన్న

1) మనం పడుకున్నప్పుడు కూడా సంపాదించే ఆస్తులు ఉండటం 'సంపద'

2) మన దెగ్గర నుండి దోచలేని జ్ఞానమ్ ఉండటం 'సంపద'

1/n
3) రేపు ధనం పోయినా, బలం పోయినా, బలగం పోయినా, హోదా పోయినా - ఎలా అయినా బతికేస్తాం అనే ధైర్యం ఉండటం 'సంపద'

4) నైతికంగా తప్పుదోవ పట్టకుండా ధనం సమకూర్చటం 'సంపద'

2/n
5) కష్టాలు నేర్పిన పాఠాలు 'సంపద'

6) కన్నీళ్లు పెట్టిన బాధలు 'సంపద'

7) జీవితంలో వచ్చే ప్రతిఫలాలు, సంబంధాలు, జ్ఞానం నేర్చిన కొద్దీ చక్ర వడ్డీ ఇస్తాయి అని తెలుసుకోవటం సంపద

3/n
Read 6 tweets
Vineeth K Profile picture
Jun 16
BEST FUEL CREDIT CARDS in INDIA 🧵

Fuel has become more expensive than ever at ~110/Ltr

One can save 3-7% on fuel using the following credit cards below :

#ccgeek #CreditcardImage
SBI BPCL Octane Card

Joining Fee - Rs. 1499 + GST
Annual Fee - Rs. 1499 + GST (Waived off on 2L Spend)

Welcome Benefit - Get 6000 bonus reward points equivalent to INR 1500

Fuel Rewards - Enjoy 7.25% Value back
~ 25X Reward Points on fuel purchases at BPCL petrol pumps (Maximum 2500 Reward Points per billing cycle) - 6.25% + 1% Fuel surcharge waiver on every BPCL transaction upto ₹ 4000

Link to apply - bitli.in/8uk0j5XImage
SBI BPCL Card

Joining Fee - Rs. 499 + GST
Annual Fee - Rs. 499

Welcome Benefit - Get 2000 bonus reward points equivalent to INR 500

4.25% Valueback ~ 13X* Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle

3.25% + 1% Fuel surcharge waiver on every BPCL transaction upto ₹ 4000 (exclusive of GST and other charges)

Link to apply - bitli.in/8uk0j5XImage
Read 8 tweets

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