Bajaj Finance Ltd Q4 FY22 Earnings Concall Insights
#BAJFINANCE #BajajFinance #BAJFINANCEQ4 #concall #concalls #insights #results #stocks #TrendingStocks #earnings #stockmarketindia #StockToWatch
🧵
#BAJFINANCE #BajajFinance #BAJFINANCEQ4 #concall #concalls #insights #results #stocks #TrendingStocks #earnings #stockmarketindia #StockToWatch
🧵
Q&A Insights: Abhishek Murarka from @HSBC_IN asked about the NIM and cost to income outlook for FY23. Rajeev Jain MD said opex to NIM would remain elevated. Eventually it will lead to better OpEx to NIM ratio.
Q&A Insights: Apurva Deshmukh of @CRISILLimited enquired about percentage of consumer durable in stand-alone AUM of Bajaj Finance. Rajeev Jain MD said that it’s close to INR 20,000 crores in terms of balance sheet (BS) of consumer durable financing. On aggregate, it is 10% of BS.
Q&A Insights: Apurva Deshmukh from @CRISILLimited also enquired about the percentage of personal loans individually in the stand-alone AUM of Bajaj Finance. Rajeev Jain MD said it would be INR50,000-odd crores, plus minus.
Q&A Insights: Sameer Bhise from JM Financial asked about the payments business from a scale-up perspective. Rajeev Jain MD replied that the focus of the payments business if the company ever wanted to make it viable, is to essentially focus on the franchise.
Q&A Insights: Abhijit Tibrewal of @MotilalOswalLtd asked about the current estimate of the subvention pool market share of 70%. Rajeev Jain MD said it has remained between 68-70% for the consumer electronics business and has remained between 57% to 59% in the digital business.
To read further on the detailed analysis of #BAJFINANCE concall Q&A …
alphastreet.com/india/bajaj-fi…
alphastreet.com/india/bajaj-fi…
• • •
Missing some Tweet in this thread? You can try to
force a refresh
