On a Monday morning in March 2023, Amara Nwosu woke up to discover she had bought a house.

She had not bought a house.

She had never signed any document.

She had never met the seller.

But somewhere in the Lagos land registry, her BVN, her NIN, her signature — perfect, precise, indistinguishable from the one she had used her entire adult life — had authorised the purchase of a property worth ₦47 million.

And the loan taken to buy it was in her name.

Amara was 34.

A data analyst at a telecoms firm in Victoria Island.

She was the kind of person who used different passwords for different accounts, who read privacy policies, who had set up two-factor authentication on everything she owned before most Nigerians knew what two-factor authentication meant.

She was, professionally and personally, a woman who understood how data worked.

Which is why, when she saw the loan alert on her phone at 6:47am, her blood went cold in a specific way.

Not panic.

Recognition.

Someone had been inside her life. The alert was from a microfinance bank she had never used.

“Dear Amara Nwosu, your loan of ₦38,500,000 has been approved and disbursed. Repayment begins April 1, 2023.”

She called the number on the alert.

An automated system.

She pressed every option until a human answered.

“There must be a mistake,” she said.

“Ma, the loan was approved with your BVN, your NIN, and a notarised consent form signed in your name. Our KYC is complete.”

“I did not sign anything.”

A pause.

“Ma, we have the signature.”

She drove to the microfinance bank before 9am.

The branch manager — a nervous man named Mr. Taiwo — showed her the file.

Her photograph. Not a photograph she recognised — taken somewhere, somehow, without her knowledge.

Her BVN. Correct.

Her NIN. Correct.

Her signature. On a notarised consent form.

She stared at the signature for a long time.

It was hers.

Every loop. Every angle. The small leftward drift at the end of the A in Amara that she had developed in secondary school and never lost.

It was hers.

And she had never signed it.

In 1987, Baba Adeleke bought land in Ibeju-Lekki.

It cost him ₦12,000.

He was a primary school teacher. It took him three years to save that money.

He built nothing on it. Just held it. Told his four children it was their future.

He died in 2019 believing he had given them something.

He had no idea what he had actually given them.

🧵 A thread. Baba Adeleke was not a careless man.

He had a receipt from the seller.
He had a survey plan.
He had a family witness — his elder brother — who attended the purchase.
He had photographs from the day he first stood on the land.

For 32 years, he paid the Omo-onile levies.
He knew the caretaker by name.
He visited every two years, just to stand on it.

He did everything a man of his generation knew to do.

It was not enough!

Thread!

A Governor Does Not Have The Authority to Administer Oaths!

The picture below alleges that Majekodunmi Temitope Oluwaseun, a member of the Lagos State #EndSARS Judicial Panel was asked to sign an Oath of Secrecy before Governor @jidesanwoolu #sanwoolu #oathofsecrecy While the authenticity of the document is yet to be verified, this thread seeks to answer the validity or otherwise of such an oath.

Section 10 of the Oath Law of Lagos State does not mention the Governor as having the authority to administer any oaths in the State.

How to recover debts below 5 Million Naira in Lagos within 60 days. A #thread

If a debtor is owing you money, the Lagos State PRACTICE DIRECTIONS ON SMALL CLAIMS allows access to an informal, inexpensive and speedy resolution of simple debt recovery disputes. #Ebiye #EndSARS The Small Claims Practice Direction is novel. It provides in Article 12 (2) that the entire period of proceedings from filing till judgment shall not exceed sixty (60) days) and for matters to come under this provisions it must have the following elements - #EndSARS

The team of Defence Counsel representing the CJN, Hon. Justice Walter Onnoghen at the CCT has filed a Preliminary Objection challenging the jurisdiction of the CCT to hear the matter.
#leavejusticeonnoghenalone
#OnnoghenCCTtrial *UPDATES FROM THE CCT ON ONOGHEN (CJN)
Aliyu Umar announces appearance for Prosecution. Wole Olanipekun, SAN, announces appearance for Defence. Tribunal asked if Defendant has been served with the charge and Registry confirmed that it was served on Defendant's PA