Today we released a report finding that the 160 million workers and their families who have health insurance coverage through a job have premiums and deductibles that take up a larger share of their income than they did a decade ago. Premium contributions and deductibles for workers on employer plans amounted to 11.6 percent of U.S. median income in 2020, up from 9.1 percent in 2010.

Congress is currently debating the contents of a large social spending bill that would, among other things, help millions of people gain access to health insurance. This thread explains why making these changes is important for the health of millions of people. Two of the changes under consideration would make the premium subsidies in the American Rescue Plan Act (ARPA) permanent and provide poor people in the 12 states that haven’t expanded #Medicaid access to subsidized marketplace coverage.

What would happen if the US made the enhanced premium subsidies in the American Rescue Plan Act permanent and extended the marketplace subsidies that fill the #Medicaid “coverage gap” in 12 states?
A thread. According to a new analysis from @UrbanInstitute and @CommonwealthFnd, adopting these #healthinsurance reforms would reduce the number of people without insurance by nearly one-quarter in 2022 – falling by 7 million, from 30.3 million to 23.3 million

What did health insurance coverage look like for U.S. adults in the first half of 2020 as the country slid into the worst public health and economic crises in generations?
See our latest @CommonwealthFnd Biennial Health Insurance Survey commonwealthfund.org/publications/i… Conducted since 2001, the Biennial uses three measures to gauge the adequacy of insurance coverage:
•whether people have insurance
•if insured, whether they had a gap in coverage in last year
•if insured, whether out-of-pocket costs & deductibles leave them underinsured

The Trump Administration’s support for invalidating the pre-existing condition protections of the ACA has triggered some odd reminiscences of what the pre-ACA individual market looked like. commonwealthfund.org/blog/2018/two-… Some have even said that the market worked better then.