There is one thing that I truly believe -- Gold isn't just an investment; it's a cornerstone of prudent financial planning

A thread 🧵👇 In the ever-fluctuating world of investments, gold stands as a beacon of stability and security, offering unparalleled protection against economic uncertainties.

Think your investment insurance is bulletproof?

Mr. Saurav Srivastav's 21-year odyssey with LIC Jeevan Anand begs to differ. @SauravSrivastv

Let's unravel the cautionary tale behind these shiny policies.🧵👇 With an initial investment of Rs 15,000/year, what seemed like a prudent financial choice turned into a cautionary tale.

The allure often lies in their promise of steady returns and financial security. However, beneath the surface, complexities lurk, highlighted in this story

My lessons from the #Paytm Saga . . .🧵👇 Paytm, once a darling of the Indian stock market, faced a sharp decline, with its stock price plummeting from 2000 to nearly 600.

This led to a staggering 75% market cap loss.

🚨 Alert: Is Index Investing a safe bet? Think again! 🚨

A Thread🧵👇 Index investing means mirroring a stock market index, like the S&P 500 or Hang Seng Index, aiming for market-matching returns.

It's loved for low costs and broad exposure, but recent data suggest a cautionary tale.

The Power of Sovereign Gold Bonds (SGBs)

A thread 🧵👇 Sovereign Gold Bonds have emerged as a stellar investment choice, boasting over 13% CAGR

Interested in GOLD but not sure if its good buy right now ??

This thread is for you 🧵👇 In India, gold isn't just a cultural treasure; it's a strategic investment against inflation and currency fluctuations.

1/ What should one expect from the markets ?

A thread🧵

It is important to note that there is no guaranteed expectation when it comes to the stock market. 2/ While investing in the stock market can provide the potential for long-term growth and profits, there are no guarantees that any particular investment will be successful.

In fact, the very nature of the stock market is that it is unpredictable and subject to volatility.

1/ Market returns are always lumpy. How to deal with such periods of lumpiness.

A thread🧵

Dealing with the lull before the lumpy returns in the stock market can be challenging for all investors. Here are some tips to help you navigate this period: 2/ Stick to your momentum strategy: When investing in momentum stocks, it's essential to stick to your investment strategy. Momentum investors typically buy stocks that have had strong recent performance, so don't let short-term market fluctuations alter your strategy.

1/ Here are 5 steps in your journey to become financially independent:

A thread🧵 2/ Start by understanding your financial situation. This means getting a handle on your income, expenses, debts, and assets. You can use a budgeting app or spreadsheet to track these things.

Create a financial plan.

WA fwd but good one 🧵

Nine #PersonalFinance Rules we all should better know.

1) Rule of 72 (Double Your Money)
2) Rule of 70 (Inflation)
3) 4% Withdrawal Rule
4) 100 Minus Age Rule
5) 10, 5, 3 Rule
6) 50-30-20 Rule
7) 3X Emergency Rule
8) 40℅ EMI Rule
9) Life Insurance Rule ) Rule of 72

No. of yrs required to double your money at a given rate, U just divide 72 by interest rate
Eg, if you want to know how long it will take to double your money at 8% interest, divide 72 by 8 and get 9 yrs

At 6% rate, it will take
12 yrs
At 9% rate, take
8 yrs

Harshad Peak was in 1992

The sensex was up about 6X in the previous 2 years
and about 18X in the previous 10 From 1992 to 2003 the index virtually was sideways while there were periods of euphoria/doom within IT /Dot com

Autopsy of #BankNifty Moves today

BN had been stuck in this wedge for many hours and a TL support that was tested on 4th 9th and 10th It started with a gap down based on global weakness but did not stay there for too long

Some good gains #Mi40 Some good ones here too #Mi25

Couch to #running 5 km for middle age folks.😅

Start walking 10 Mins a day

Inc gradually to 30 min a day

Gradually increase pace

Start running 1 min intervals in middle

Increase running portion daily by say half a minute In abt 2 months u will be running 30 mins a day. That will be abt 4kms at pace of 8 km per hr.

If can do min 5 days a week, thats good enough.

I am at 8.5 mins running currently. Restarted after a while. Have earlier done 10k runs😎

#runningmotivation