For just ₹12,000 - I got a 50 lakh health insurance from ICICI Lombard with all major features.

This is a top secret which no health insurer or financial advisor is telling you about.

A 50 lakh health cover typically costs ₹35-40k from all major health insurers.

🧵👇🏻 ICICI Lombard has a health insurance known as Health Shield 360 specially for bancassurance channel.

Now what is bancassurance?

Bancassurance is a partnership between a bank and an insurance company that allows the insurance company to sell its products to the bank's customers.

The premiums for bancassurance policies are much lower than the regular health insurance policies because of the partnership between the bank and the insurance company where the bank is expected to enroll large number of customers for such policies.

Is it possible to beat Nifty50 over a 10-15 year period without spending hundreds of hours researching on stocks or mutual funds to invest in?

A passive ETF which beats Nifty and has low underperformance during corrections.

A thread with analysis 🧵👇🏻

(1/n) Enter Nifty200 Momentum30 index! The Nifty200 Momentum 30 Index aims to track the performance of 30 high momentum stocks across large and mid-cap stocks.

And this index has handsomely outperformed Nifty over all major timeframes with comparable levels of drawdown during market corrections.

(2/n)

“Adani Group: How The World’s 3rd Richest Man Is Pulling The Largest Con In Corporate History”

A thread with key findings by Hindenburg research, an investment research firm with focus on short-selling

H/T @cautkarshpandey

hindenburgresearch.com/adani/ • Gautam Adani, has amassed a net worth of roughly $120 billion, adding over $100 billion in the past 3 years largely through stock price appreciation in the group’s 7 key listed companies, which have spiked an average of 819% in that period

Has the market bottomed? During any market correction, every investor just wants to know this.

In the spirit of Christmas, a thread where I share my top 5 market indicators which I personally use to try and answer this question.

Merry Christmas and Happy Reading!

(1/n) Here are my top 5 market indicators to assess the overall health of the market and also help predict potential market bottoms.

1. PREITY Ratio
2. Relative Strength Index (RSI)
3. Put/Call Ratio
4. NSE Advance Decline
5. India VIX

Let's deep dive into each one of them

(2/n)

Grab a cup of coffee☕️

Today, we’ll learn one of the simplest valuation models for a publicly traded stock which can also blend in with your financial goals.

I’m talking about the Dividend Discount Model (DDM)

A detailed thread 🧵with HCL Tech as example & bonus giveaway
(1/n) The Dividend Discount Model (DDM) calculates the fair value of a stock based upon the sum of all future dividends discounted to their present value

Stock Price = D/(r-g)

D = est. next year dividend
r = cost of equity capital
g = growth rate of dividends, in perpetuity

(2/n)

Mega thread on Technical Stage Analysis and my learnings based on Stan Weinstein's book.

Today we'll cover

1. Stage Analysis
2. Technical Rules for Buy and Sell
3. Safest Point of Entry and Exit
4. Study 10 🇮🇳 Stock Charts (Large/Mid/Smallcap)

1/n 1. Stage Analysis

As per Stan Weinstein, each stock can be classified into 1 of 4 different stages.

Stage 1 - Basing Area
Stock trades in a range around 30W SMA over a long period of time with low volume. Both buyers & sellers move in equilibrium.

Example: #MusicBroadcast
2/n

This annual report is a goldmine & hands down one of the best I’ve ever read

A small cap pharma company with very high growth ambitions over the next 3-5 yrs

A detailed thread 🧵👇 about the company’s business

PS: Great Annual Report ≠ Great Business or Investment 💡

1/n The company is Glenmark Life Sciences.

Today we’ll cover it's

1Background
2Promoter
3Management
4IPO
5Business Segments
6Customers & Markets
7Mfg Plants
8Capex Plan
9R&D
10Compliance & Audits
11Financials & Metrics
12Bull, Base & Bear Case
13Key Risk Factors

2/n

I analyzed 25+ years of #Nifty data to better understand bear markets 🐻

Why?

Given the recent market sell-off and bearish stance of market participants, history and data is your best guide to prepare if we're headed for a bear market.

Thread with findings below 🧵👇
1/n But first, do you know the definition of a bear market?

When any index falls 20% or more from it's all time high, it is termed to be in a #bearmarket 🐻

How do you calculate length of a bear market? The time duration in days from previous all-time high to market bottom.

2/n

Zerodha has released a cool new feature to link your family member accounts and see them all in one place.

This is very useful if you have one person operating all family accounts.

Short thread on how to do this 🧵👇

#Zerodha @zerodhaonline

PS: Retweet to share with others Family account linking can be done directly from the Kite mobile app itself.

Just go to your Client ID tab and there is a link for "Family" under Console.

Once you click that, you get an option to link an account. Then, you need to enter a few details of your family account.

Failure is life’s best teacher & loss is stock market’s best teacher!

I lost 80% of my capital in a #Nifty50 stock in just 1 year!

It is my life's worst investment till date & Covid had no role in it!

Here are my Top 5 lessons from my biggest mistake!

Thread 🧵👇
(1/9) Lesson 1 – Never average down with deteriorating fundamentals

I bought #YesBank in Sep'18. It was in Nifty since 2015 & reported 4k cr PAT in FY18.

1 week later, RBI declined CEO Rana Kapoor’s extension & stock crashed 50%🔻

I kept averaging looking at past performance
(2/9)

Do you know there is a crucial difference between

Interim Dividend
vs
Final Dividend

And this difference is just "1 word" but it affects you financially 💵

Thread below 🧵👇
(1/n) First, let's understand the definition of both these types of dividends

"Interim" Dividend is the dividend declared by the Board of Directors (BOD)

"Final" Dividend is the dividend recommended by the BOD and if approved by shareholders, declared at the company AGM
(2/n)

More than 2 days after the COO/Co-Founder resignation, #Zomato has not deemed it material enough to be disclosed to exchanges

This is beyond ridiculous that a 1 lakh+ crore mcap company hides behind some technicalities 👇🏻

Pathetic corporate governance standards! businesstoday.in/latest/corpora…