1/ Still lots of questions about #RaastBySBP and how it's different from current online transfer mechanisms. People keep insisting it's the same as current digital payment switches, but it's NOT in a huge way! Read on and share so there is clarity... 2/ #RaastbySBP is not an app or a consumer product of any sort. It is the backend infrastructure or plumbing that is connected to EVERYONE (Banks, Fintechs, EMIs, etc) that allows for service providers to build consumer or business service on top of it.

1/ This is tragic! We could possibly lose billions just because as a nation we don't bother with fact-finding before denouncing things that could possibly benefit the country. Irresponsible reporting & poor reaction by the cabinet. Read thread for facts...
tribune.com.pk/story/2277959/… 2/ Years ago, GoP received a grant frm DFID under the Financial Inclusion Program to fund a credit guarantee facility. Grants r issued for a specific purpose. The terms were that if any funds remain unutilized, they'll be returned to DFID or one of its development programs in Pak

1/ "Should I persevere & stay the course or pivot?" Inevitably, most #startup entrepreneurs will face this challenging decision, more so in turbulent times like now. Is there a decision making framework that can guide founders? Here r my $0.02. Would love to hear ur thoughts too. 2/ First, if u r considering a 3rd option to quit when faced w this decision, then choose to quit. Don't feel bad. U likely learnt a lot more than ur frnds who opted for a steady job. Use break to reflect, acquire more skills, build bigger network, find a big prob & attempt again

1/ Petrified to read the stmts coming out from courageous girls about incidents of sexual harassment & abuse at elite schools like LGS 1A1. My own daughters go there. Probably yours too. We must stand up united against this, along with our girls, and fight. Here are some thoughts 2/ First, read these posts by courageous girls who have mustered the confidence & strength to expose these powerful institutions & rampant abuse perpetuated & tolerated by school teachers & administration
m.facebook.com/groups/3569250…

m.facebook.com/story.php?stor…

m.facebook.com/story.php?stor…

Dear @investinpak, our fund, @47_ventures, has invested millions of dollars in local #startups. Yet, the capital for our latest investment is being held hostage by @MeezanBankLtd for 12 days. Can you help? Details follow... @StateBank_Pak @DRezaBaqir @taidrus @DigitalPak_GoP 1/n The ordeal started nearly 2 months ago when we decided to re-up our investment in a promising, fast growing health tech startup. While we worked on deal docs, we arranged for a bridge loan (interest-free) for the startup to ensure it kept the operations growing. 2/n

1. Just saw a tweet by @UdarOfficial announcing Rs 100B Kamyab Jawan program. Awesome! Program design will determine success & I am glad 8 mths of prep went into it. So looking fwd to more details. Here's how I'll design it given 10 mins of prep time...

https://twitter.com/UdarOfficial/status/1130803082235916288?s=19

2. I will target an inflation adjusted flat return on the fund, 400-500K direct & indirect livelihoods, and at least Rs 1 trillion of economic activity to be generated from this program. There will be 5 funding windows in the program.

1. After my last thread detailing why it's painful to invest in Pakistan, a couple people, including @aatif_awan & @Sahmed06, opined that Pakistan still benefits even if foreign holding structures are used. I had promised a response which required a new thread. Here it goes... 2. When an investor chooses to invest in Pak thru a foreign holding Co, the investment still has to come INTO Pak, so now the holding Co, instead of the investor, faces all the issues I alluded to. So without a biz friendly, secure, easy forex i/o env, the challenge remains.

1. Ever wonder why foreign investors shy away from funding Pakistani tech companies directly & instead, end up investing in holding Cos in foreign, business friendly jurisdictions? Pakistan gets peanuts to cover expenses & real wealth creation happens outside. Read on to know! 2. I am not talking about huge $100M+ investments by large multinationals & sovereigns. For those, everyone from the PM to the section officers are mobilized to fast track everything. I am talking small $500K-$2M type investments critical for our startups. Those are a nightmare!

1. A Pakistani tech company just launched a mobile game - Flick Pool - and it has shot up to #4 in world & #2 in UK, one of the most competitive markets. But read on to know why neither the game developer nor Pakistan will benefit from the millions of dollars this game will earn. 2. First of all, let me reassert that we have amazing talent in this country and building something that ranks in top charts world wide is a testament to that fact. What we don't have in abundance is growth capital and an enabling business environment.

1. Pakistan can no longer afford to treat Science & Technology sector as a step child in policy making. Instead of wasting time posting silly memes, y not share ideas abt how @fawadchaudhry can improve S&T landscape. Here r mine centered around need 4 govt investment in S&T. 1/20 2. First for some context, here is a previous thread where I jotted down steps that the government needs to take to promote FOREIGN investment into the Science and Technology sector.

https://www.twitter.com/kayzafar/status/1085957442045952001

If we are to ditch the current education system & redesign it from scratch for #Pakistan w constrained resources & 22 million kids out of school & at least the same number getting sub par education, what r the questions u'd like to ask? Here is my list in no particular order. 1/ 1. Are teachers needed? If they are, can we increase their effectiveness while increasing teacher:students ratio to say 1:200?

2. What is the cost break up of educating a child - infrastructure, salaries, utilities, books, etc? 2/