Paul Adams Profile picture
economist. behavioural scientist. researcher. londoner in the Netherlands. traveller. all opinions expressed are mine and retweets are not endorsements
Dec 1, 2022 12 tweets 9 min read
I’m super excited to share that we published new experimental research into #BuyNowPayLayer (#BNPL) understanding and behaviour today. The work is joint work with @owainservice and @CogCo_ for @CitizensAdvice. Find the report here - citizensadvice.org.uk/Global/Citizen…

🧵 (1/n) #BNPL has seen a massive growth worldwide over the last few years, spurred on by seamless tech and online shopping habits. Some policymakers are concerned that, despite the providers claims, #BNPL could be storing up debt problems for the future

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Apr 26, 2019 13 tweets 5 min read
A short thread on an updated WP published in @nberpubs: Testing the effectiveness of consumer financial disclosure. With @stefanhunt, Christopher Palmer (@MITSloan) and Redis Zaliuaskas. #EconTwitter #BehavioralEconomics #RCT (1/n) Savings accounts are widespread (93% of UK pop.) and important (deposits total ~£700bn). Instant access savings accounts are the most common form of saving in the UK and are relatively simple - most people say the interest rate is the most important feature (2/n)