You claim Universal Credit and are told by the DWP it'll be 5 weeks till you're 1st payment.
You have no money.
Do you take an advance of £317?
Majority answer determines next step. 15 minutes to vote
You take the advance.
5 weeks later you're 1st payment arrives. *Rent is covered.
They took £52 for the advance & £20 for old debts.
Electric = £45
Gas = £40
Broadband = £20
Water rates = £30
Bus costs to Jobcentre for month= £20
You have £90 left.
You decide not to pay water rates and gas.
You have £140 remaining for 30 days.
How much do you spend on you're 1st food shop?
30 days until any further money remember.
You spend £20 on shopping £5 on bus there
You have to pay £10 for 2 extra trips to the JC.
Day 5 you need more food. You buy some basics for £20
You decide to eat less.
You have a job interview but no appropriate clothes. It will cost £15 for them.
You have £85 on day 8
You don't buy but attend anyway and are unsuccessful.
It's day 13 and you're hungry and need food & toiletries
You pay £25 plus a £5 bus fare.
Unforeseen costs of £20 occur
£35 on day 14.
You need to top up you're phone with £10 to call jobs etc.
Phone topped up leaving £25.
£5 for bus to another unsuccessful interview.
£20 on day 18 but, no food plus toilet paper is low.
Bus is £5 if you go so only £15 for shopping.
You're hungry, feeling low, can't visit anyone. Jobcentre is unsympathetic.
Next move? Day 18
You spent £10 on shopping with a £5 bus fare.
You get a job interview on day 22.
It's £5 for bus to get there.
Food is now non existent and you're hungry. You know you're dress is letting you down at interviews.
You're mood is very low.
YOU'VE BEEN SANCTIONED for 7 days for not attending the interview.
That's £79 less next month.
That will leave you with £166 for the month. Plus you have £40 gas debt outstanding.
I will continue tomorrow evening.