Judge Barrett says she'd base rulings about health insurance on how "the founders" might have intended. This might make sense if health insurance companies actually existed then. As a former insurance exec, here's why her approach is laughable when it comes to healthcare: (1/10)
A huge part of the ACA is the rule that bars insurance companies from dumping Americans with "preexisting conditions." Well, in 1787, our founders were not thinking about this. Why? The term didn't exist yet, and neither did the insurance companies to refuse to cover them. (2/10)
My old company, Cigna, started in 1792, but wouldn't get into health insurance until the 1900s. Ben Franklin was one of the founders - but Ben knew little about health insurance. Why? In his day, the company insured ships & later got into the fire insurance business.  (3/10)
Another insurer, Aetna, dates back to 1853. But not as a health insurer. Among its 1st customers were slaveowners. Yes, Aetna INSURED SLAVES in its early days. And like Cigna, didn't get into health insurance until the late 20th century. The founders were long gone, then. (4/10)
Even the idea of hospitals was new in the 18th century. And chances are slim that a founder went to one. The 1st was built in 1751 "to care for the sick, poor & insane who were wandering the streets of Philadelphia." Unlike us, the founders were not dealing with copays. (5/10)
Health insurance wasn't even a thing when my parents were born in the Tennessee hills. The first health plan dates back to the Great Depression when a hospital administrator in Dallas came up with the idea. It caught on & spread across the nation under the name Blue Cross. (6/10)
Unbeknownst to the founders, health insurance would become a huge industry & discriminate against people with preexisting conditions. It'd become common practice after for-profit life, property & casualty insurers (eg Cigna, Aetna) got into the business in the 1980s & 90s. (7/10)
It literally took an act of Congress - the Affordable Care Act - to ban that practice. If the Supreme Court strikes the ACA down, those practices would come back in a hurry. And coverage for children and young adults would be lost, as well as Rx drug discounts for seniors. (8/10)
The Affordable Care Act didn't solve every problem. Much more needs to be done. But we're far better off with it, than without it. And to strike it down because of the writings of someone in the 1700s (when health insurance didn't even exist) boggles the mind. (9/10)
As you vote, keep in mind that senators like @SenThomTillis, @LindseyGrahamSC, @JohnCornyn and @joniernst support cutting these basic protections. Like Judge Barrett, their position might make more sense in 1787.

Unfortunately for us (& them), they're running in 2020. (/END.)

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More from @wendellpotter

2 Oct
Here’s an interesting irony: Everyone around Trump who gets #COVID19 may be in big trouble if they get their wish & gut Obamacare. Why? In the future, COVID will likely be classified by private insurers as a pre-existing condition. I'd know - I used to be an insurance exec. (1/8)
I sincerely hope & pray the President, First Lady & those around them who've contracted COVID get well. I hope & pray the same for all people, here & around the world. Now here's my concern about what they're doing to Obamacare & how it will affect those with COVID: (2/8)
I know firsthand that before the ACA, insurers kept a list of 400+ conditions they used to either reject applicants, or charge them more than they could afford to pay for coverage. If I were Hope Hicks, I might be concerned that my boss wants to go back to that system. (3/8)
Read 8 tweets
28 Sep
For the first @realDonaldTrump and @JoeBiden debate tomorrow, we asked 3,200 business leaders at @BusinessM4A what they wanted to hear from the 2 candidates. What they said will probably stun the political & media establishment (1/9)
Businesses are worried. They don't see a federal plan to defeat #COVID19. Many remain partially shut down from the pandemic. They've laid off or furloughed workers while still paying for health insurance. Many are broke-or almost there (2/9)
They're desperate for leadership, solutions & answers. They want to know about the PLANS to fight #COVID19, fix our broken health care system & restart an economy that is mired in high unemployment, low wages & workers without health care (3/9)
Read 9 tweets
24 Sep
Over the last few days, I’ve been asked many times: If a new Supreme Court overturns Obamacare, what would that mean for most Americans? As a former health insurance executive, here’s the scary truth: (1/12)
Some of my former colleagues are licking their chops. If the Supreme Court guts protections for pre-existing conditions, folks with asthma, diabetes or COVID-19 will be kicked off plans. That’s because they’re expensive to cover & insurers care about one thing: profit (2/12)
Millions of children will lose health coverage & seniors will lose Rx drug discounts. I’m particularly concerned about seniors because they're more likely to get sick. And those are the customers insurers want to avoid at all costs (literally). This reminds me of a story: (3/12)
Read 12 tweets
10 Sep
As a former health insurance exec who's seen terrible things, even I was stunned to see an aide to Sen Thom Tillis tell a woman that if a cancer patient doesn't have money or insurance for treatment, too bad. But there's an even bigger story here... (1/10)
The aide equated life-saving cancer care to buying a dress shirt: If you can't afford to buy them, why should you expect to get them? As I know first-hand, this is in line with how the insurance companies secretly think - and act. There's even a playbook. Let me explain: (2/10)
When I worked in the industry, we did all we could to avoid people with pre-existing conditions & "rescind" people's coverage when they got sick. Obamacare outlawed that, but insurers still do something called "lemon dropping" -getting rid of people who need expensive care (3/10)
Read 10 tweets
31 Aug
As a former health insurance exec, I know how rich corporations rake in billions by blocking life-saving procedures, hiking premiums & now exploiting a public health emergency. I often get asked what folks can do to help expose, shame & stop these swindlers. Here's what: (1/4)
A month ago today, I (and others) launched the Center for Health & Democracy to hold insurance companies accountable, including a real-time war-room to expose their lies. Thousands have supported our early work, and to defeat this monster, we need the help of the people. (2/4)
In the coming days, we want to launch a major program to help voters in swing states see how insurers are buying off their senators. To do it, we need to raise $2500 today. That means if enough folks give just $5 or $50, we'll do something radical. (3/4) secure.actblue.com/donate/af_chd_…
Read 4 tweets
20 Aug
BREAKING: Big health insurer @UnitedHealthGrp is stiffing our most essential frontline health care workers during #COVID19 -- emergency room physicians -- while enriching its CEO in a way that demands scrutiny from Congress (CC: @FrankPallone). THREAD 1/12
April through June, the peak of the pandemic, was the most profitable quarter in United’s history. While our economy was in shambles and tens of thousands of us were dying, United’s $6.6 billion in profits were double what they were for the same period last year. 2/12
One way United is achieving its windfall profits in the middle of a pandemic: paying ER doctors less. 3/12
Read 12 tweets

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