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21 Oct, 5 tweets, 2 min read
A bit of Schadenfreude today -- the insurance company that once sued me for libel in Federal court over my negative review of their services has been ejected from the state of California by the state regulator.

@marcorandazza

wcexec.com/flash-report/a…
Sometimes, as @popehat taught me on his blog, the wheels of justice can turn slowly but they do turn. Starting around the time of my complaint, there has been a cascade of bad news for the company that finally resulted in this action

wcexec.com/investigations…
As the CA insurance commissioner wrote in a recent legal filing for Case No. 19-CIV-06531, "[the company] has been the object of the Commissioner’s recurring regulatory attention for several years."
"In 2016, in the Shasta Linen case, [commissioner] ruled that the company had been charging policyholders under an illegal, unfiled, and unapproved side-agreement to its insurance policies, called a Reinsurance Participation Agreement (RPA). "
"In that decision, the Commissioner also found that CIC was materially misrepresenting the terms of the policy and RPA to prospective policyholders."

The good news is that this experience led me to a new insurance broker in CA who is fabulous @InterWestIns

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More from @Coyoteblog

Coyoteblog Profile picture
20 Oct
This is really an amazing article, with the WaPo in January of 2020 outlining all the reasons that mass quarantine was not a good strategy for the pandemic, which represented the state of the science before we lost our mind a couple of months later

washingtonpost.com/health/unprece…
This article is like a broadcast from some media alternate reality, brought to us by Spock with a beard. I have some quotes below, which really do reflect the thrust of the article.
Read to the bottom of this thread, and there is even (from the WaPo!) a shout-out that the President can use the 1807 insurrection act to suppress any domestic unrest. Basically an entire article of material that today would get your account banned on Twitter.
Read 10 tweets
Coyoteblog Profile picture
19 Oct
I like making up cocktails as I go along. Tonight's was awesome, I thought. I mix them in 2-cup pyrex measuring cups so the measurements are odd for a cocktail
8 oz fresh squeezed grapefruit juice
6 oz deep eddy red grapefruit vodka
2 oz grand marnier
1 oz st germain
a small slug of bitters (blood orange in this case)
juice from 1-2 limes
small dash of salt

Next time I might add a bit of jalapeno to it to make it spicy, but really good
most of my cocktails I try to balance things -- sweet plus sour with bitter plus salt and maybe plus spicy (and if my wife is drinking it, plus mescal for smokey)
Read 4 tweets
Coyoteblog Profile picture
18 Oct
In response to Twitter's policy of banning heterodox opinions about the efficacy and relative costs of COVD-19 responses, I have one word to say:

Homeopathy
Homeopathy has got to be one of the dumbest, most ascientific medical theories that exists in the modern world (except perhaps from some shamanistic beliefs of an untouched aboriginal tribe in the Amazon).
Created in 1796, it is just absurd to imagine that diluting an active ingredient to ratios of approximately one molecule in a volume of water the size of an ocean has anpotential healing qualities beyond the placebo effect.
Read 12 tweets
Coyoteblog Profile picture
18 Oct
It appears that the tools of panic-exaggeration developed over 20 years in the climate movement have been fully deployed to justify limitless government authority during COVID. Note the map below -- the scale has been chosen to push nearly everything into the most extreme red
To describe us now as almost completely in the worst possibly condition when things are clearly much better in terms of deaths and hospital utilization than 60-90 days ago begs the question of why such an uninformative scale was chosen where everything is always at the max
The reason cannot be scientific -- scientists would never choose a scale where 90+% of the data consistently exceeds the upper bounds. It has to be a political choice, to try to scare people and develop a constituency for authoritarianism.
Read 10 tweets
Coyoteblog Profile picture
16 Oct
Uh, wut?
What I tell people every election about my choices:

R: OK on fiscal & business, warmongers, suck on civil rights
D: OK on civil rights, bringing awful CA biz environment to rest of US
L: Brave, reasonable soul who has no chance of getting elected in 2-party system
What my choices actually are:

R: fiscal mess, mixed bag on regulation, suck on some civil rights, sometimes warmongers
D: fiscal bigger mess, awful on regulation, suck on other civil rights, sometimes warmongers
L: Weird dude last seen shouting at pigeons in a skate park
Read 11 tweets
Coyoteblog Profile picture
14 Oct
When it comes to creating fear, one of the media's preferred techniques is to bring attention to tail-of-the-distribution events, even those down to the 6-sigma level, and portray them as somehow characterizing the mean.
I have years of immunity built up to this technique from following the climate debate. I have seen all-too-many occasions when the media extrapolates from a single data point, like a hurricane, into implied trends in mean behavior.
This works on a couple of levels--first, most media consumers cannot differentiate between the frequency of media coverage of a certain event & the underlying frequency of the event itself. Increased coverage of, say, hurricanes creates a perception that hurricanes are increasing
Read 9 tweets

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