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SM | How Entrepreneurs became Millionaire (Mln)

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28 Dec, 4 tweets, 1 min read

Distribution: Agency channel remains sub-optimal for most of the insurers

(20/n)

Distribution: Bank branch productivity was also under pressure for HDFCLFE (due to market share loss) and IPRU

(21/n)

Profitability: Negligible operating variance + Decline in Unwind + Weak VNB Gearing = Structurally lower ROEVs

(22/n)

Valuation Summary

(23/23)

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SM | How Entrepreneurs became Millionaire (Mln)

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28 Dec

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Indian Insurance - Comparison of Insurance leaders on key parameters

Time for a thread ...

#HDFCLife #Insurance

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SM | How Entrepreneurs became Millionaire (Mln)

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Alcobev Virtual Conference hosted 8 companies: listed and unlisted players; Management commentaries highlight positive trends after the extreme phase of Covid-19

#UnitedSpirit #UNSP a stock worth accumulating.

Time for a thread 👇👇👇

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United Spirit Management comments on the industry and the company.

Demand has returned to pre-Covid-19 levels. It is also benefiting from some tailwinds – duty-free shifting to duty-paid and shift from beer.
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On-premise footfalls are still lower at 25-30%, while on weekends footfalls are a bit better. Wedding impact is still there but not that visible as the rest of the top end is growing well. Overall demand, including off-premise, has improved much better than expectation.
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SM | How Entrepreneurs became Millionaire (Mln)

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28 Dec

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Life Insurance - This thread takes a closer look at #hdfcLife within the Life Insurance industry with a focus on its leadership, moats and the possible disruption that it may face in the longer term (@dmuthuk )
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Hdfc Life at the forefront of innovation

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HDFC Life well diversified distribution capabilities

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SM | How Entrepreneurs became Millionaire (Mln)

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United Spirits (UNSP) - A perfect SIP candidate with a 3-5 year investment horizon. Time for a thread 👇👇👇
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