11 things your millionaire neighbor isn’t telling you.

++ THREAD ++
1. He's never told you that he's a millionaire.

Your neighbor doesn't announce his wealth because your neighbor is not a loser.

He believes in stealth wealth, and that's why he's rich.
2. He doesn't earn 7-figures.

Your neighbor is a millionaire because they saved a million over the years rather than earning a 7-figure salary.

If they earned 7-figures, they probably wouldn't be your neighbor.
3. He doesn't believe in company loyalty.

Your neighbor has worked for three companies in the last 10 years.

Each switch gave him an instant 20 to 25% raise.
4. No shits given about what you think.

Whether you think he's cheap, frugal, filthy rich or poor, he doesn't care. He truly doesn't give a shit about your opinion of him and his spending practices.

He's the millionaire.
5. He's not a crypto bro.

He builds wealth the tried and true way by fully funding his 401(k) and Roth IRA.

He also has a brokerage account that he automatically funds every month.

Maybe some real estate.

1% max of crypto.
6. He used to drive a BMW.

You still drive your Bimmer. Your millionaire friend sold his and now drives an easy-to-maintain reliable sedan. Pays $30 for an oil change.
7. His emergency fund stretches multiple years.

He has enough cash reserves to last multiple years without having to earn another dime of income or sell stock.

He doesn't live on the edge.
8. He pays himself first.

Your millionaire friend fully funds his investments first. Pads his savings. Then has some fun with the rest.
9. He doesn't dine at high-priced restaurants.

He eats primarily at home with his family. When he does go out, he chooses a reasonable restaurant and NEVER orders alcohol.
10. His kids are the reason he saves, not an excuse for why he doesn't.

'nuff said.
11. He built a career of strength.

His career is not his passion. Passions don't pay the bills.

He built a career around his strength. What he does well.

Strengths pay. Passions play.
Join thousands of people in my 5-week Bootcamp that will teach you everything school *should have taught* about money and success.

steveadcock.us/relearn/

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More from @SteveOnSpeed

9 Apr
12 Things My Wife And I Did To Retire in our 30s

++ THREAD ++
1: We ignored the hate.

Funny how people dish hate when you're living a purposeful life.

You're not drowning in debt, buying a boat, going on pricey vacations.

You're living your life. Building wealth.

Those hateful people are still working today.
2: Tracked cash flow.

We knew where every dollar was going.

Using spreadsheets, we had complete visibility over everything, and it made saving money uber simple.

Track your spending.
Read 14 tweets
8 Apr
Your guide to Money Twitter. 💵

*Must read*

++ THREAD ++
What is Money Twitter?

It's a segment of Twitter that talks about:

- crypto is king
- fuck your 9 to 5
- online businesses
- 24/7 hustling lifestyles
- "Real wealth begins at 8 figures"

It's 90% bullshit.

Here's what you need to know. 👇
First, most on Money Twitter are good people.

They are trying their best to better their lives. Improve their situation.

I respect the hell out of that.

And...
Read 15 tweets
7 Apr
Rich vs. Poor: 15 things you can do that will MAKE YOU RICH.

// THREAD //
1: Believe you can.

Your mindset will *LITERALLY* make or break your ability to build wealth.

Whether you believe you can or you can't, you're right.

Don't proceed further unless you believe you have the power to get rich.
2: Show up every damn day.

Rich people don't just phone it in. That's what poor people do.

To get rich:

- be present at work, mentally and physically
- be the person everyone can rely on
- do your job the best you can

This is not hard.
Read 17 tweets
5 Apr
Your 9-5 job can make you more money than you can imagine.

Here is how I boosted my salary by almost 250% in 12 years.

//Thread//
☑ I was the first one in the office, every day
☑ I rarely took sick days or vacations
☑ I made myself uber valuable

Showing up is half the battle.

Warning: This can turn into a BAD thing if you *never* take time off.

Moderation is key, but THIS WORKS.
☑ I switched companies five times in 14 years
☑ Each move boosted my salary at least 15%

Nothing murders wealth like a dead-end job.

Don't be afraid to change jobs to get more money or a better position.
Read 8 tweets
26 Mar
The 6 financial rules that will GET YOU RICH.

//THREAD//
1: Build a 6+ months emergency fund

If you don't have an emergency fund, then you're living at *extreme risk*.

You don't need to do this overnight. Start small, build over time.

Your future self will thank you.
2: Invest 20% of income in long-term investments

If you spend the majority of your salary, then guess what?

⇢ You're "fake rich". The pseudo-affluent.

Alone, salaries don't build wealth. Neither does saving.

Investments build wealth.
Read 8 tweets
23 Mar
I ended my career earning almost $140,000 as a 35-year old.

Here are 9 things I did to get there.

//THREAD//
1: I ditched my passion and followed my strength.

Photography is my passion. But, I didn't make my passion my job.

I chose a career with historically high pay and good job prospects.

I spent 14-years as a software developer.
2: I ditched low-value people.

Sounds harsh, but it works.

I ignored coworkers that were dead weight. I didn't want to be associated with them.
Read 11 tweets

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