1. MILLIONS WHO DIDN'T QUALIFY FOR FINANCIAL HELP BEFORE DO NOW...AND IT COULD SAVE YOU *THOUSANDS* OF DOLLARS!
(and those who already qualified now qualify for *more* help!)
This table shows the financial help sliding scale under the #ACA (which cuts off help for middle-class enrollees)...and under the #AmRescuePlan, which covers 100% of the premiums for millions of people & caps them at no more than 8.5% *EVEN FOR MIDDLE-CLASS AMERICANS*:
2. DON'T MISS THE NEW DEADLINE!
Residents of most states have until August 15th, but the deadline is sooner in Idaho, Massachusetts & Vermont. If you miss the deadline, most people won't be able to #GetCovered until November (though there are exceptions)!
This table shows the 2021 Special Enrollment Period deadlines in every state +DC, as well as who's eligible to take advantage of it! In most states it's open to EVERY documented U.S. resident; in a few states it's only for those currently uninsured. CT's restarts on 5/01:
3. AVOID GARBAGE: MAKE SURE YOU'RE ENROLLING IN AN #ACA-COMPLIANT PLAN, THRU AN ACA-APPROVED EXCHANGE WEBSITE!
Thanks to the #AmRescuePlan, there's no rationale for BUYING JUNK PLANS ANYMORE! *EVERYONE* can afford an #ACA plan now!
Here's a table of the *official* #ACA exchange website for all 50 states + DC. Note that there are 3rd-party sites authorized to sell ACA plans as well, like HealthSherpa, but some of those also sell non-compliant plans. Stick to sites which *only* sell on-exchange #ACA plans!
4. IN 5 STATES YOU STILL HAVE TO PAY A FINANCIAL PENALTY IF YOU *DON'T* #GETCOVERED!
The federal mandate may be gone, but CA, DC, MA, NJ and RI have their own penalty for residents who don't have #ACA-compliant healthcare coverage (unless you qualify for an exemption).
Here's a table summarizing the annual mandate penalty in each of these states for NOT having #ACA-compliant healthcare coverage (unless you qualify for an affordability or other exemption):
5. MILLIONS OF PEOPLE ARE NOW ELIGIBLE FOR *FREE PLATINUM PLANS* (Branded as "SILVER + EXTRA SAVINGS")!
If you earn less than 200% FPL (~$25,5K/yr if you're single; ~$52K for a family of four), CHOOSE A SILVER PLAN...IT'S ACTUALLY PLATINUM IN DISGUISE!
Due to how #ACA subsidies work & w/the extra help of the ARP, if you earn < 150% FPL you can get a *free* Silver plan w/*extra* CSR savings that effectively turn it into PLATINUM...and if you earn 150 - 200% FPL, it'll cost no more than 2% of your income: acasignups.net/21/04/01/milli…
6. MILLIONS OF THOSE WHO EARN *MORE* THAN 200% FPL ARE ELIGIBLE FOR FREE *GOLD* PLANS!
It's an ABSURDLY stupid story, but the bottom line is that thanks to a long series of events, many people who earn *more* than 200% FPL will find Gold plans with premiums lower than Silver...or even for $0/month: acasignups.net/21/04/13/updat…
7. IN MOST STATES, CURRENT #ACA ENROLLEES ARE BEING ALLOWED TO *SWITCH PLANS* MID-YEAR IF THEY WANT TO!
Normally, can't switch healthcare plans mid-year unless you have a Qualifying Life Event...but during the 2021 Special Enrollment Period, *most* states are letting you do so.
8. IF YOU'RE ON UNEMPLOYMENT IN 2021, YOU'RE ELIGIBLE FOR A $0-PREMIUM "SECRET PLATINUM" PLAN...EVEN IN "MEDICAID GAP" STATES!*
*(for 2021 only)
Under the #AmRescuePlan, anyone on unemployment in 2021, including many in the #MedicaidGap, will qualify for a $0-premium, low-deductible #ACA plan (aka "CSR94 Silver").
9. Even if you aren't eligible for a FREE plan, millions *more* are eligible for a LOW-COST plan...and I don't just mean Bronze; many are eligible for Silver, Gold or even #SecretPlatinum (high-CSR Silver) for less than $50/month!
I'm collecting REAL-WORLD examples of folks getting extra savings on #ACA plans. Please send yours my way...include as many details as you're comfortable sharing about your household, plan, income, price, etc. and I'll add them here: acasignups.net/21/04/16/keep-…
📣 @HHS_ASPE recently issued a report estimating *6.8 MILLION* Americans are eligible for the FREE #ACA plans I discuss upthread in HC.gov states alone--if extrapolated for all 50 states +DC, that's even higher! acasignups.net/21/04/01/aspe-…
IN SUMMARY:
📣 Up to 4.4 million are eligible for $0-premium Silver plans
📣 Most of those eligible for $0-premium Silver are EFFECTIVELY eligible for $0-premium PLATINUM!
📣 Up to 2.0 million are eligible for $0-premium GOLD plans acasignups.net/21/04/01/milli…
10. (sigh) I hate to harsh my own buzz by ending this thread on a down note, but I do have to remind everyone that yes, it's still possible that the SCOTUS could strike down the entire #ACA due to a jaw-droppingly stupid lawsuit.
The decision is expected...soon.
🚨 The U.S. Supreme Court is expected to announce the fate of the #ACA as soon as April 22nd...or as late as June 30th.
If they uphold the law, great. If they don't...well, there's still a chance of Congress issuing a simple legislative fix. I hope. acasignups.net/21/04/20/updat…
Anyway, if you find my work useful and want to support it, you can do so here, thanks! acasignups.net/support
• • •
Missing some Tweet in this thread? You can try to
force a refresh
The Inflation Reduction Act is also the reason over 20 million #ACA enrollees are saving an average of $800/yr on health insurance premiums.
Unfortunately that provision is scheduled to sunset at the end of 2025 unless legislation is passed to make the savings permanent.
I’ve written up estimates of how much net premiums would jump for various households in every state starting in January 2016 if the IRA subsidy formula isn’t extended. It’s not pretty. Here’s the first 5 states: acasignups.net/24/07/09/state…
Folks, donating to #HarrisWalz2024 is fine, but we REALLY need to focus on DOWNBALLOT races as well!
Here's how much I've raised for Harris/Walz vs. ~70 House/Senate races & ~700 State Legislative races.
Pick a page, pick some candidates & donate at . Blue24.org
Here's my Senate page where you can donate DIRECTLY to @RubenGallego, @DebbieforFL, @AlsobrooksForMD, @ElissaSlotkin, @jontester, @RosenforNevada, @SherrodBrown, @Bob_Casey, @ColinAllredTX & @tammybaldwin, as well as up to 10 other Senate Dem nominees:
@RubenGallego @DebbieforFL @AlsobrooksForMD @ElissaSlotkin @jontester @RosenforNevada @SherrodBrown @Bob_Casey @ColinAllredTX @tammybaldwin Here's my House page where you can donate DIRECTLY to up to 50 Dems running for COMPETITIVE House races, including @DrAmishShah, @EngelForArizona, @AdamGrayCA, @RudySalasCA, @gtwhitesides, @WillRollinsCA, @YadiraCaraveo, @CurtisHertelJr & @McdonaldRivet:
🔥 Guys...donating to #HarrisWalz2024 is fine, but we REALLY need to focus DOWN BALLOT as well! 1/
As my followers know, I've set up a simple website at which contains pages to donate DIRECTLY to *hundreds* of Democrats running for *competitive* seats in everything from State Legislature to U.S. Senate. 2/Blue24.org
So far this cycle I've raised a staggering $5.4 MILLION for #HarrisWalz2024. I'm incredibly proud of this...but I'm STRONGLY urging people to also donate to STATE LEGISLATIVE races, where small donations go a lot farther.
My main concern wasn’t about her personally (I actually supported her over Biden back in 2019); it was more about whether they could make the transition without it turning into a mess. So far they’ve pulled it off nearly perfectly.
With early voting starting in just 65 days in a few states, David asked this very reasonable question. I'm not an expert, but my general understanding of the situation is this: 1/
There've been a number of polls claiming that Harris/etc. would perform a few points better...but that's all THEORETICAL.
We all know that the moment it became a reality the numbers could change dramatically...especially given all the other chaos which would surround it. 2/
The thinking seems to be that Harris has a higher ceiling but also a lower floor. If you're 100% certain that Biden can't win, it therefore makes sense to figure you have nothing to lose.
However, this would upset millions of Dems who voted for Biden in the primary... 3/
Thread. ~20 years ago, one of the minor controversies surrounding then-President George W. Bush was after being warned that something he wanted to do was unconstitutional, he allegedly angrily replied that the Constitution is "just a damned piece of paper!" 1/
I don't know whether this actually happened or not, but regardless of how appalling it my is, on the most basic level that's actually *correct*: The Constitution *in and of itself* *is* "just a damned peice of paper." It's not a talisman. It doesn't have any magical powers. 2/
The power of The Constitution is in the hands of whoever the American People happen to be at any particular point in time.
If those in charge *and* enough of those who aren't either actively want to ignore the Constitution or just don't care enough to defend it, guess what? 3/