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Charles Gaba ✡️ Profile picture
@charles_gaba
Apr 20, 2021 • 24 tweets • 14 min read • Read on X
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📣🎉 #ACA enrollment is BACK, and this time it's a #BigFrigginDeal!

Here's 10 important things to remember when you #GetCovered!
acasignups.net/21/04/15/aca-e…
1. MILLIONS WHO DIDN'T QUALIFY FOR FINANCIAL HELP BEFORE DO NOW...AND IT COULD SAVE YOU *THOUSANDS* OF DOLLARS!

(and those who already qualified now qualify for *more* help!)
This table shows the financial help sliding scale under the #ACA (which cuts off help for middle-class enrollees)...and under the #AmRescuePlan, which covers 100% of the premiums for millions of people & caps them at no more than 8.5% *EVEN FOR MIDDLE-CLASS AMERICANS*:
2. DON'T MISS THE NEW DEADLINE!

Residents of most states have until August 15th, but the deadline is sooner in Idaho, Massachusetts & Vermont. If you miss the deadline, most people won't be able to #GetCovered until November (though there are exceptions)!
This table shows the 2021 Special Enrollment Period deadlines in every state +DC, as well as who's eligible to take advantage of it! In most states it's open to EVERY documented U.S. resident; in a few states it's only for those currently uninsured. CT's restarts on 5/01:
3. AVOID GARBAGE: MAKE SURE YOU'RE ENROLLING IN AN #ACA-COMPLIANT PLAN, THRU AN ACA-APPROVED EXCHANGE WEBSITE!

Thanks to the #AmRescuePlan, there's no rationale for BUYING JUNK PLANS ANYMORE! *EVERYONE* can afford an #ACA plan now!
Here's a table of the *official* #ACA exchange website for all 50 states + DC. Note that there are 3rd-party sites authorized to sell ACA plans as well, like HealthSherpa, but some of those also sell non-compliant plans. Stick to sites which *only* sell on-exchange #ACA plans!
4. IN 5 STATES YOU STILL HAVE TO PAY A FINANCIAL PENALTY IF YOU *DON'T* #GETCOVERED!

The federal mandate may be gone, but CA, DC, MA, NJ and RI have their own penalty for residents who don't have #ACA-compliant healthcare coverage (unless you qualify for an exemption).
Here's a table summarizing the annual mandate penalty in each of these states for NOT having #ACA-compliant healthcare coverage (unless you qualify for an affordability or other exemption):
5. MILLIONS OF PEOPLE ARE NOW ELIGIBLE FOR *FREE PLATINUM PLANS* (Branded as "SILVER + EXTRA SAVINGS")!

If you earn less than 200% FPL (~$25,5K/yr if you're single; ~$52K for a family of four), CHOOSE A SILVER PLAN...IT'S ACTUALLY PLATINUM IN DISGUISE!
Due to how #ACA subsidies work & w/the extra help of the ARP, if you earn < 150% FPL you can get a *free* Silver plan w/*extra* CSR savings that effectively turn it into PLATINUM...and if you earn 150 - 200% FPL, it'll cost no more than 2% of your income: acasignups.net/21/04/01/milli…
6. MILLIONS OF THOSE WHO EARN *MORE* THAN 200% FPL ARE ELIGIBLE FOR FREE *GOLD* PLANS!
It's an ABSURDLY stupid story, but the bottom line is that thanks to a long series of events, many people who earn *more* than 200% FPL will find Gold plans with premiums lower than Silver...or even for $0/month: acasignups.net/21/04/13/updat…
7. IN MOST STATES, CURRENT #ACA ENROLLEES ARE BEING ALLOWED TO *SWITCH PLANS* MID-YEAR IF THEY WANT TO!
Normally, can't switch healthcare plans mid-year unless you have a Qualifying Life Event...but during the 2021 Special Enrollment Period, *most* states are letting you do so.

In fact, some carriers are even giving credit towards deductibles/etc! acasignups.net/21/03/19/calif…
8. IF YOU'RE ON UNEMPLOYMENT IN 2021, YOU'RE ELIGIBLE FOR A $0-PREMIUM "SECRET PLATINUM" PLAN...EVEN IN "MEDICAID GAP" STATES!*
*(for 2021 only)
Under the #AmRescuePlan, anyone on unemployment in 2021, including many in the #MedicaidGap, will qualify for a $0-premium, low-deductible #ACA plan (aka "CSR94 Silver").

NOTE: This won't be live in most states until July. acasignups.net/21/04/01/arp-m…
9. Even if you aren't eligible for a FREE plan, millions *more* are eligible for a LOW-COST plan...and I don't just mean Bronze; many are eligible for Silver, Gold or even #SecretPlatinum (high-CSR Silver) for less than $50/month!
I'm collecting REAL-WORLD examples of folks getting extra savings on #ACA plans. Please send yours my way...include as many details as you're comfortable sharing about your household, plan, income, price, etc. and I'll add them here: acasignups.net/21/04/16/keep-…
📣 @HHS_ASPE recently issued a report estimating *6.8 MILLION* Americans are eligible for the FREE #ACA plans I discuss upthread in HC.gov states alone--if extrapolated for all 50 states +DC, that's even higher! acasignups.net/21/04/01/aspe-…
IN SUMMARY:
📣 Up to 4.4 million are eligible for $0-premium Silver plans
📣 Most of those eligible for $0-premium Silver are EFFECTIVELY eligible for $0-premium PLATINUM!
📣 Up to 2.0 million are eligible for $0-premium GOLD plans
acasignups.net/21/04/01/milli…
10. (sigh) I hate to harsh my own buzz by ending this thread on a down note, but I do have to remind everyone that yes, it's still possible that the SCOTUS could strike down the entire #ACA due to a jaw-droppingly stupid lawsuit.

The decision is expected...soon.
🚨 The U.S. Supreme Court is expected to announce the fate of the #ACA as soon as April 22nd...or as late as June 30th.

If they uphold the law, great. If they don't...well, there's still a chance of Congress issuing a simple legislative fix. I hope.
acasignups.net/21/04/20/updat…
Anyway, if you find my work useful and want to support it, you can do so here, thanks! acasignups.net/support

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More from @charles_gaba

Charles Gaba ✡️ Profile picture
May 12
Let's see here...a semi trailer (lower right) is roughly 50' long, so the venue is roughly 9 trailers x 4 trailers, or 450' x 200', or 90,000 sq. feet.

Of course the rear 1/3 is almost empty, but there's also some people lined up in the upper left, so call it ~80% full...

Image
Image
So, that's perhaps ~72,000 square feet of "tightly packed" people. According to this article, in a tightly-packed crowd the avg. person takes up ~4.5 sq. feet.

That would mean perhaps 16,000 people.

.cleveland.com/datacentral/20…
Now, the trailers I used are slightly closer to the camera than the people in the crowd, so I may have to adjust for scale a bit. If we bump it up by, say, 25% you get 20,000 people or so.
Read 5 tweets
Charles Gaba ✡️ Profile picture
Mar 20
🧵 People have asked me why I started an organized project to raise money *directly* for Democratic candidates up & down the ballot when there's already so many other organizations out there doing this. There's a couple of reasons. 1/
The first is that most of the existing organizations/PACs/etc seem to (in my view) *either* focus ONLY on the true swing districts *or* they raise money for races which are clearly unwinnable without being up front about how long the odds in those races are. 2/
I try to walk the line between these--for district-level races I cast my net wider than most "tossup only!" advocates, but not absurdly wide; for statewide races I *do* include deep red states but also make it absolutely clear that those races are *very* long shots. 3/
Read 26 tweets
Charles Gaba ✡️ Profile picture
Mar 7
📣 I'm just $6,300 away from raising $300,000 for Democrats up & down the ballot!

Help me push the total over the top by the end of this evening's #SOTU!

Pick a page & donate today!

(all donations go to the campaigns listed; none goes to me)
#Blue24

Blue24.org
📣 HELP KEEP THE SENATE BLUE (& also chip in for President Biden) HERE:

.secure.actblue.com/donate/senateb…
📣 HELP FLIP THE HOUSE BLUE (& also chip in for President Biden) HERE:

.secure.actblue.com/donate/housebl…
Read 13 tweets
Charles Gaba ✡️ Profile picture
Dec 16, 2023
A little fun Die Hard trivia for those who don’t know:

The first Die Hard was based on a 1979 novel called Nothing Lasts Forever by Roderick Thorp. In the novel McClain’s character was named Joe Leland. This was a sequel to a 1966 novel by Thorp called The Detective. 1/
The Detective had been made into a film starring Frank Sinatra as Joe Leland in 1968.

This means Bruce Willis plays the same character as Frank Sinatra.

In fact, the studio was contractually required to offer the role to Sinatra if he wanted it. Sinatra was 73 at the time.
As for the novel Nothing Lasts Forever (title since changed to “Die Hard”), it follows most of the same storyline and characters, but with a few VERY important differences…

1. Leland is about 15 years older

2. Holly is his daughter, not his wife
Read 5 tweets
Charles Gaba ✡️ Profile picture
Dec 6, 2023
Holy fucking shit.

This may be the first and likely only time that I give @RepStefanik sincere praise.

As she openly states, this was the easiest softball question she possibly could have asked, and all three of them completely flubbed it.
The question she asked: "Does calling for the genocide of Jews violate your university's code of conduct regarding bullying & harassment?"

The answer is YES, for fuck's sake.
"Are puppies cute?"
"Yes."

"Do owls exist?"
"Yes."

"Are there hats?"
"Yes."

"Does calling for the genocide of Jews violate your code of conduct?"
"Yes."

The only way this could be more disturbing would be if it DOESN'T violate their code of conduct.
Read 6 tweets
Charles Gaba ✡️ Profile picture
Nov 15, 2023
“Anonymously signed.”

ANONYMOUSLY. SIGNED.
Image
How does the @nytimes know that these are actual federal officials who actually signed it if they did so “anonymously?”

Does that mean the Times is redacting their names? Or does it just say “signed, 400 officials” at the bottom of the letter?
@nytimes I’m not being snarky here—I can’t read the original NY Times article without a subscription; do they clarify how they verified that these 400 people actually are federal officials and that they did in fact sign off on the letter in it?
Read 7 tweets

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