1.) An unexpected layoff: You won't have coverage if you're no longer working for the company. And finding a comprehensive health plan at the time can be challenging if you have a health condition.
2.) A sudden urge to work on something of your own: Yes you could buy insurance when you make this choice. But once again, if you develop a health condition, between now and then, you may no longer be able to buy a comprehensive policy.
3.) If you were to switch jobs in the future, you should never be in a position where you pick a company that offers better healthcare coverage. Ideally, you should be in a position to pick a company that offers you the best career prospects.
4.) And you can always use the personal plan to supplement your company cover. If you have 5 lakh from the company and a 10 lakh personal plan, you get 15 lakhs worth of protection if you're ever hospitalized.
Still unsure? We got you. Make sure you book a free call with our advisors for personalized insurance advice- visit joinditto.in today.
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