1/ @POTUS @JoeBiden @DrBiden @FLOTUS @SpeakerPelosi @VP @SenWarren @SenSanders One simple but significant step toward achieving #studentloanrelief may come under the umbrella of bankruptcy reform. Someone should propose an immediate release of the #draconian requirement that
2/ #SL, comparable to any other debts, including #taxes, are more valuable & thus require a higher #burdenofproof to obtain relief compared to other bankruptcy discharges (Chap. 7) or debt reorganizations (Chap.13). No other debt requires what SL do. @FAFSA states that to receive
3/ #studentloan relief in a #Chapter7 or #Chapter13 case, one must "declare Chapter 7 or Chapter 13 bankruptcy & demonstrate that repayment would impose undue hardship on you & your dependents. This must be decided in an adversary proceeding in bankruptcy court. Your creditors
4/ may be present to challenge the request." I don't know about you, but to me this is unreasonable & requires a burden of proof that is a direct antithesis to the bankruptcy law overall (my dependents and me?). #Comeonman @SecEd_Education #SecretaryofEducation #studentaidgov
5/ In addition, one may include private student loans in a bankruptcy. It is only at the federal level that these measures are required. Please forward this tweet to relevant stakeholders and retweet it. #financialaid #finaidgov studentaid.gov/manage-loans/f…

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More from @Effective_Insti

11 Apr
Oh the woes of #ethics, political & otherwise. Working thru them creates #neurobiological & #neurochemical responses while simultaneously causing the mind to instigate protective responses to the biological processes via concepts like #cognitivedissonance & #neuraldownshifting.
In other words, the conflict we often feel while wrestling thru internal conflicts (aka ethics) may create both biological & mental reactions, thus effecting how we feel & behave. Couple these reactions with principles, logics, & reasons we've believed but may or may not have
Practiced (Jesus is a warrior vs. turn the other cheek), & it is no wonder we feel so stressed. History will reveal whether we react physically, usually through violence or even war or isolation & negativity (all dems are bad for example), as others before us have done, or
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@gezmedinger "#Systemicinflammation is at the root of the majority of #longCovid symptoms. And this inflammation is a consequence of the immune system remaining in high gear after the initial Covid infection. Or potentially being triggered by viral debris or persistent viral
Infection although those last 2 have yet to be determined." "The immune system is hyper activated. And what are these vaccines designed to do? Trigger the immune system. Normal people who are NOT in a state of systemic inflammation often report having a rough week or 2 after
Taking the first shot and especially the second shot of the vaccine. So it's logical that #longhaulers would worry about what it might do to them. Now it's worth pointing out that most Covid vaccines aren't injecting us with live attenuate virus like for example the measles or
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