If you’re in your 30s read this
If you wasted or partied your 20s away

Don’t worry

It’s not too late to get things right

You have lots of experiences to learn from

And use the lessons wisely

You just need to focus on the following:
- Create additional streams of income

Some people say follow your passions

But it's not as simple as that

You need to add value to society

If society is to reward you with additional income

The more sources the better including a high earning 9-5
- Invest

The more you know the more focused you can be

The less you know the more diversified you should be

Index funds and ETFs is what most should invest in

Even Warren Buffett says so

Be consistent and patient

Ignore the crowd
- Join An Investment Group

Joining a group of great investors can bring transform your investing

Somewhere you can get investment ideas and learn the fundamentals

The Private Stock Group is one great one to join.

Join 65 other investors there today:

bit.ly/3CRM03a
- Expenditure

Be frugal

But don’t sacrifice happiness

The $3 coffee won’t make a massive difference in the long run
- Avoid lifestyle creep

Focus on one desire at a time

As your income goes up don't let the cost of your lifestyle go up too

Flash cars, expensive house and trendy clothes won't bring real happiness

Protect your inner peace
- Mindset

There's always something to learn from every situation

Always look for the positives

Do NOT blame

Never adopt a broke mindset

You control your own destiny
- Travel

Experience other cultures

There’s always something to learn

Ideas and new ways of thinking are out there

It's never been easier to explore the world

Sometimes those with less are happiest
- Relationships

Assess the ones you developed in your 20s

Grow the ones you cherish

Exit the toxic ones

Seek new ones in areas you want to develop in
- Health

Exercise daily

Eat whole foods

Treat yourself in moderation

Sleep 8 hours

Meditate

Have some cold showers

Next one is a big one
- Learn

Be a lifelong learner

Read books

Read what you enjoy

Don’t read click bait or news

Every new skill you learn you should aim to monetise

That will help you create more additional streams
- Laugh

Don’t take things too seriously

Especially yourself
If you enjoyed this

Then follow me @FinFreeWizard

For more financial freedom value
Join the Private Stock Group today to transform your Investing.

Created by @FiSavvyDad

For little more than your Netflix subscription.

Click below to join:

bit.ly/3CRM03a

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More from @FinFreeWizard

9 Oct
19 Lessons From "The Psychology of Money"

A book by @morganhousel Image
@morganhousel This book really had a big impact on me.

It's great for beginner and advanced investors.

And even anyone that wants to do better in life with money.

Truth is it's not that complicated.
@morganhousel 1. Skills Needed

Financial success is a soft skill.

How you behave is more important than what you know.

You don't have to be a genius to be successful with money.
Read 29 tweets
8 Oct
8 things rich people do and don't do every day
What you do today counts.

Your daily habits are a major determinant of your wealth.
The metaphor best known is the avalanche.

These habits are like snowflakes — they build up, and then you have an avalanche of success.
Read 15 tweets
6 Oct
Get Rich Before You Are 40
1. Have a Growth Mindset

The 2 types of mindset:

- Abundance
- Broke

Abundance mindset:

- Construct wealth
- Develop skills
- Build high class networks

Broke mindset:

- Negative attitude
- Fail approach
- Always complaining

To change your reality, change your mentality.
2. Create Multiple Sources Of Income

The average millionaire has many income streams.

Examples:

- 9-5 job
- Rental income
- Dividends
- Real Estate
- Crypto interest
- eBooks
- Amazon FBA

Diversify your streams to spread risk.
Read 16 tweets
4 Oct
Top 🔟 investing lessons I wish I could teach my younger self

No. 10 is my favourite
1. Patience

The ability to do nothing and just wait is one of the most undervalued investing skills.

With Warren Buffet investing is his skill but time is his secret.

The best performing portfolios over the long term are those where there is very little activity.
2. Research

Research thoroughly anything you are going to put your money into.

The depth of this research is tested in market downturns when the stock drops 50%.

Never invest blindly based on an expert's recommendation.

Always read up yourself.
Read 14 tweets
5 Sep
10 Things You Won’t Regret Doing When You’re Old

You might need to be reminded of no. 6
1. Time

This is the most valuable commodity you’ll ever own

Don’t sell, waste or not appreciate it

If something you spend time on isn’t adding value to your life then drop it
2. Money

Money isn’t everything but it’ll help you solve a lot of things

Use it to bat away the nuisance things in life so you can focus on what’s important

Learn not to link money to your happiness in any way
Read 13 tweets
4 Sep
Investing Jargon Confusing You?

Jargon helps financial experts generate fees

Wanna make it easier for beginners

Rapid Fire Investing terms simplified:

Feel free to add any I missed pros

🧵
ETF - Basket of stocks that tracks an Index, sector or other theme

Index - Fund that tracks a market index like the S&P 500

Bond - Loan you give in exchange for interest rate backed by a government or company
Shares - Piece of a company that you own

Equity - Shares of a company
Read 20 tweets

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