A young man once asked Mozart how to write a symphony.
Mozart told the man he was too young & should study more.
The man responded, "But you were writing symphonies at age 10."
Mozart: "Yes but I wasn't asking people how to do it."
🧵👇
Elon Musk said something similar of entrepreneurship:
"If you have to ask it's not for you."
Ouch.
We all have dreams & aspirations and there's nothing wrong with that.
Buuut...
👉If you haven't taken action you should ask yourself *why*.
As Mozart & Musk implied, those who *do* don't wait for approval or instructions. They bias toward action, jumping in without all the answers or expertise... because that's the best way to acquire those things.
A famous screenwriter was once asked how to write a great movie script.
Her response: "First write 100 bad scripts."
The best writers don’t wait for an epiphany… they just start writing. In fact, they can't *not* write because it's who they are.
Dreams without action become delusion so it's important to observe your own actions & face some hard truths. If you haven’t taken action on something…
🤔Maybe you don't really care about it as much as you think
🤔Maybe you don't have what it takes for this particular thing
This level of introspection & critique may sound harsh but recognizing the truth—even if it's painful—is actually liberating.
👉Self-awareness is a secret weapon.
It releases you from the burden of unmet expectations so that you can pursue dreams that are aligned with *who you really are*—and just as importantly *who you aren't*.
I'll make it personal...
Like everyone, I have strengths & weaknesses. I’m a creative type so I’m good at seeing opportunities & connections, defining a vision and building things from scratch. I love working with a blank canvas & lots of uncertainty—things that make some people cringe.
But…
I’m not so good at the operational side of things, getting the million little details just right & following all the rules (I’m an off-the-📈 Enneagram 8). I can do details in short bursts but I’ll never be great at it.
In fact, I often say half-jokingly that if I’m put in charge of a company’s ops it will be out of business in 6 months 🤣
Early in my career I fought this & tried to be good at everything. I spent many years trying to “push the rope”.
Eventually I realized something important:
👉You’ll get a 10X higher return by doubling down on your strengths rather than trying to force-fix your weaknesses.
Pull the rope, don’t push it.
Now—25 years into my career—I know who I am and, equally importantly, who I’m not.
I use that self-awareness to stack the deck heavily in my favor:
✅I choose projects & roles that are a great fit
✅I know exactly who to surround myself with
✅I have the discipline to say no to situations where I won't crush it
The last one can be the hardest. Here's an example:
I recently turned down a lucrative advisor role at a 🚀 startup. I like the company & founder a lot but I realized that I didn't care about it enough to meet the expectations of the founder or myself.
Anyone can use this framework to become more effective.
🔑 The unlock is to let your actions be your guide—observe the areas where you excel effortlessly and also the things that feel like a forced march.
We tend to naturally do the things we’re good at & enjoy without even thinking about it. Like the famous screenwriter, we can’t *not* do those things.
Double down on those things, be aware of who you're not, & turn self-awareness into your secret weapon!
🤙 Thanks for reading—if you liked this please give it a RT!
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Hear me out & this 🧵 may improve your life by 10%…
I talk a lot about minimalism. My 🛗 pitch is that it’s not what most people think. Minimalism isn’t about denying yourself & leading a monk-like existence...
👇
...it’s exactly the opposite!
It’s about removing things from your life that don’t bring true joy to make room for *more* of what does. It’s actually hedonistic (in a healthy way).
Someone recently asked me a great follow-up question:
🤔What should I remove?
Before I attempt to answer, let’s channel Steve Jobs for a moment. Jobs said innovation isn’t about saying yes to a good idea, it’s about saying no to 1000 good ideas to focus on making one idea *great*.
Home ownership continues to be the single most misunderstood topic in personal finance.
It’s the best investment available to regular Americans yet… 🧵
...there are still people out there advising against it under the misguided belief that renting plus investing the same money in the market is a smarter play.
It’s time to revisit the math…
The reason home ownership is such a great investment is *leverage*, which unfortunately is a concept most people don’t understand. I tried to explain leverage in a previous thread (below), but let’s face it—financial stuff is confusing for most people.
There is simply no better risk-adjusted investment available to regular folks. The only exceptions are if you don’t plan to stay 5+ years or live in a dying city.
(Also, a home is no different than any other RE investment except cheaper leverage is available. So in effect that tweet is saying RE is a bad investment 🤣. Again, your home is unique in that it’s a payment you’d have to make anyway. Why pay someone else’s mortgage + profit?)
📍 Boulder + Honolulu
👨👩👧👧 Married 24 yrs + 👧👧
🧗♀️ Kinda obsessed with rock climbing
🏦 Fintech when fintech wasn’t cool
📈Starting a newco (🤫)
💬 I answer all DMs
I’ve run hard & learned some things…👇
…mostly the hard way.
@evanmr recently asked me, ”What is the theme of your posts?”
My answer:
Using money to live a great life (plus climbing pics 😜).
👉My mission is to help others build true wealth (more than just 💵).
Here are the 5 tweets I’m most proud of:
1️⃣
My most popular thread, summing up what I’ve learned from 50 years on 🌎
Hear me out & this 🧵 might improve your life by 10%.
Years ago I had a big financial win. To celebrate, I bought a brand new Porsche 911 Turbo convertible—the car I had dreamed about as a teen (pic below is the actual 🚙).
It was beautiful but…
…that night I couldn’t sleep. The thing that had embodied winning for 13-year-old Kevin wasn’t bringing 40-year-old Kevin the joy I expected.
In fact, it was stressing me out.
It wasn’t financial stress—the car wasn’t a stretch—it was more of a feeling that…
…the car was taking up space in my life, crowding out things that I cared about more.
The next morning I took the Porsche back to the dealer and told the manager, “amazing car, but not for me.” To the manager’s credit, he shook my hand and said, “Good for you.”