Thread by @DrNatOsborne

Listening to Prof Botzen & thinking about insurance & climate justice, I'm wondering about the impacts of disasters on renters, who are far less likely to have adequate, or any insurance, and whose homes are usually the last to be repaired #GriffithClimateAction @GriffithClimate

https://twitter.com/DrNatOsborne/status/1455418248720048131

Also, I'm wondering about the increased risk of uninsured losses faced by low income and racialised people face due to climate change, given they are already more likely to be underinsured (due to discriminatory practices e.g. insurance redlining) #GriffithClimateAction

Of course @FemInt is on it, asking Prof Botzen about how renters can be protected in a context where they are un/der insured and cannot expect landlords to undertake risk mitigation. Botzen suggests the answer is in building regulations & minimum standards #GriffithClimateAction

whoops @ClimateGriffith

@FemInt Prof Botzen also raises that knowledge and awareness of risks are significant issues (this is perhaps heightened among renters in places like QLD, where tenancies are often very short and there is a lot of moving about. It takes time to learn local risks!) #GriffithClimateAction

@FemInt @FemInt asks about the insurance implications of overlapping and co-existing forms of extreme weather events; that QLD could see floods, fires, heatwaves, storm surges, cyclones, droughts, without much or any breathing room in between
#GriffithClimateAction