To that end, here are 22 key concepts to help you appreciate and achieve Financial Independence.
Concept #1.
What is Financial Independence?
It's a state of *self-sufficiency*. It's when you have enough money, and enough income-producing assets, that you and your family can live comfortably for the rest of your lives -- WITHOUT needing a job.
Concept #2.
Financial Independence is not really about spending MONEY how we like -- although, to an extent, that becomes possible.
It's about being FREE to spend our TIME how we like.