First, if you think you're immune to moisture & mold problems because your climate is dry in summer, let me invite you to take a look inside your fridge. What's inside that container in the back that you've forgotten for a couple of months.
2/
Extreme example: Family in Kansas had a poorly insulated building enclosure. They kept the inside relative humidity at 50% while outdoor temperature was -5 °F.
Yes, that's ice on the walls & ceiling inside the house. Here are the details:
Another way to create moisture problems, grow mold, & degrade your #indoorairquality is to use unvented space heaters or fireplaces. The mold here is from the high humidity in such a house. They also had water dripping down the storm door when I arrived.
4/
And yes, keeping unused rooms unheated can lead to moisture, mold, & IAQ problems. To see why, you need to understand the dew point temperature.
The indoor air is all connected. With the heated part of the house at 70 °F & 40% RH, the dew point temperature is 45 °F. That air gets around the house, even to the unheated rooms.
6/
Even if you're keeping an unheated room at 60 °F, poor insulation, air leakage, & thermal bridging can make the floor, walls, or ceiling much colder. If the outdoor temperature is 10 °F, parts of an unheated room might drop below the dew point temperature.
7/
Here's an article on indoor relative humidity in cold weather that explains some of the issues: