Who would you be mad at? Imagine: You need a life saving procedure.
Fortunately, it is covered by your employer's health coverage, but you have to pay the deductible.
Your deductible is $1,000.
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Fortunately, it is covered by your employer's health coverage, but you have to pay the deductible.
Your deductible is $1,000.
Thread:
1/ You learn later that your neighbor, who is uninsured, also needs the same life saving procedure.
2/ You feel so bad for her. You feel so grateful that you have coverage through your employer. Sure, it cost you a $1,000 out of pocket and you pay about $400 per paycheck in premiums, but at least this life saving procedure was covered.
However......
However......
3/ You learned that your neighbor asked what the cash price was for that procedure and they quoted her $500.
Thankfully, she was able to afford the life saving procedure too!
You are so happy for her....but...you are upset. Who are you upset at?
Thankfully, she was able to afford the life saving procedure too!
You are so happy for her....but...you are upset. Who are you upset at?
4/ Your Doctor for not telling you? Your employer for not getting you and other co-workers a fair price? The insurance company that negotiated that price with your Doctor?
5/ Sadly, this EXACT scenario plays out all day everyday. And it hurts the lower wage earners most. So, they don't get the care they need. This is #HealthEquity or lack thereof.
This makes me sad, angry and energized at the same time because I genuinely believe solutions to this problem exist today.
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