What the heck does @Onrampinvest do and who do we do it for? This is a question I've been asked a lot over the past month or so. If you are part of the #Fintwit gang, you've likely heard about Onramp -the brand, but you prob don't quite know what we do and why we do it 🧵👇 1/ Crypto is simply another asset class, like it or not, it is here and it isn't going away. Blockchain technology enabled value to be represented in digital form without intermediaries. Like any new innovation that has the power to disrupt, people want to invest in it.

I started my career as a young @MorganStanley financial advisor In 1997. I made a lot of mistakes but I also did a lot of things right. How did I get the job when I had absolutely no qualifications? Time for a thread 🧵 👇 1/ first a little backstory, I wasn’t your typical Ivy League, upper crust @MorganStanley rookie. Quite the opposite in fact, we grew up dirt poor, single mom battling alcoholism while trying to do what she could for my sister and me.

Let's take a look at some of the tools on the @OnrampAcademy site. 1.) Portfolio Modeling. Want to understand the impact of between 0% and 10% allocation to Bitcoin compared to a traditional 60/40 portfolio? 2/ But wait, I thought you said Bitcoin was risky? How is it that the portfolio with 5% BTC delivers nearly the same amount of risk (11.8% vs 12.5%) but with an annual return significantly higher than a direct S&P investment. Note the chart in the upper right.

Financial life lessons I wish I learned earlier in life. Mind the downside risk. Lose 20% you have to make 25% to get back to even. Lose 50% you have to make 100% to get back to even. Feeling a bit of a thread here. 1/ It's hard to think about the long term when watching an asset that re-prices itself every millisecond. Write down your investment philosophy. Don't have one, start now. Buy a notebook, if you can't afford one DM me your address. Every day write your investing principles.

#Bitcoin recently experienced the ominous "death cross" where the 50D moving avg crosses below the 200D MA. So much talk in #Crypto about the golden cross or "death" cross but does it really mean anything? /thread 1/Over the past seven'ish years there have been 8 bullish "golden" crosses and 9 bearish "death" crosses. Since the current one is unconfirmed so let's say 8 and 8. But they are only "right" less than half the time.