Only when #Investors and #Advisors realise that it is best to stick to AssetAllocation strategy thru BAF schemes for lump sum and SIP and not get lured by different offerings of #AMCs, will they have good Investment experience.
#AMCs should have one flagship scheme which combines all attributes as follows: 1) MultiCap 2) Rebalance like Dynamic Equity 3) add a bit of International Equity exposure
This can create All Seasons Scheme with lower volatility
That's why I like @PPFAS long term Equity Fund which combines all the above attributes.
AMC has stuck to only one scheme without confusing the Investors and doing a good job.
In such a case an Investor may not need an Exit Strategy as it will be in built in scheme construct
Only because AMCs are in numbers game, they come out with different schemes in same asset class instead of providing a holistic investment Solutions based on Market valuations.
MisterBond's #RollOfHonour for various #Debt scheme categories for the year ending on March 31'2023.
#IHR - Investor High Returns Score - Higher Returns in Higher Bands #IER - Investor Experience Returns Score - IHR divided by Std Deviation #BI - Beating Industry Average
MisterBond's #RollOfHonour for various Equity scheme categories for the year ending on March 31'2023.
#IHR - Investor High Returns Score - Higher Returns in Higher Bands #IER - Investor Experience Returns Score - IHR divided by Stabd Deviation #BI - Beating Industry Average
Hybrid category will start becoming popular with more than 36% in Equity.
Expect more such offerings from #AMCs. Brace for more #volatility in New offerings.
No implications if you continue to hold your existing #DebtPortfolio. Only if you invest fresh funds post 1 April 2023, there will be only STCG like #BankDeposits.
New Fund Offer (NFO) of Motilal Oswal Nifty G-sec May 2029 Index Fund. The NFO opens and closes on 02nd March 2023
Why should you invest in Motilal Oswal Nifty G-sec May 2029 Index fund?
It is a 6 year open ended #DebtScheme - comparable time frame to most popular investment alternative viz. 5 year #BankFD
With likely capture of Gross YTM of 7.40% - again comparable to current rates of 5 year FDs or even better
However, MO 2029 G Sec NFO scores over FDs on many counts: 1. More #TaxEfficient with 7 indexation benefits 2. Similar returns but scope for capital gains if redeemed before maturity (when interest rates soften) 3. Better #Liquidity as it is open ended debt scheme