Sunil Jhaveri Profile picture
Investment Advisor, Author & Coach. Only Investment & Life fundas. I have conviction in my ideas & hence consistency in my Advice. Digest them or ignore them.
Shiva Profile picture Satya Prakash Mishra Profile picture 3 subscribed
Feb 23 13 tweets 3 min read
How do you choose a scheme to start your #SIP?

Last 1/3/5 year #PointToPoint (P2P) returns? There is a study which shows that top performing scheme over any 3 years actually becomes bottom performing scheme over next 3 years and vice versa Image
Jul 8, 2023 15 tweets 2 min read
Why does one #save & #invest? If you understand answers to this question, you will look at your #InvestmentJourney in a totally different light.

A thread: You #earn through primary sources of #income like #salary & #BusinessIncome.

You have many #goals in your life like #education, #marriage, #retirement etc for which you start saving & investing
Apr 18, 2023 7 tweets 4 min read
MisterBond's #RollOfHonour for various #Debt scheme categories for the year ending on March 31'2023.

#IHR - Investor High Returns Score - Higher Returns in Higher Bands
#IER - Investor Experience Returns Score - IHR divided by Std Deviation
#BI - Beating Industry Average Image MisterBond's Roll of Honour - #BankingAndPSUFund: Image
Apr 18, 2023 13 tweets 7 min read
MisterBond's #RollOfHonour for various Equity scheme categories for the year ending on March 31'2023.

#IHR - Investor High Returns Score - Higher Returns in Higher Bands
#IER - Investor Experience Returns Score - IHR divided by Stabd Deviation
#BI - Beating Industry Average Image MisterBond's Roll of Honour in #ELSS schemes Image
Mar 24, 2023 4 tweets 3 min read
Amendment to the Finance Bill 2023 - The #FinanceMinister has made all #DebtMutual fund investments ,after 01.04.2023 taxable as #ShortTermCapitalGains.

No #LTCG on DebtSchemes.

DebtSchemes will now be at par with #BankDeposits on taxation Hybrid category will start becoming popular with more than 36% in Equity.

Expect more such offerings from #AMCs. Brace for more #volatility in New offerings.
Feb 27, 2023 7 tweets 4 min read
Another NFO - at an opportune time:

New Fund Offer (NFO) of Motilal Oswal Nifty G-sec May 2029 Index Fund. The NFO opens and closes on 02nd March 2023

Why should you invest in Motilal Oswal Nifty G-sec May 2029 Index fund? It is a 6 year open ended #DebtScheme - comparable time frame to most popular investment alternative viz. 5 year #BankFD

With likely capture of Gross YTM of 7.40% - again comparable to current rates of 5 year FDs or even better
Jan 26, 2023 7 tweets 6 min read
For #MutualFund Industry:
1. Removal of #GST for commissions paid to #MutualFundDistributors who cannot recover the same from their investors. Only industry where this happens

We need more #MFDs to achieve goal of reaching Rs.100 lac crs in AUM Removal of #LTCG from #Equity and #EquityMFSchemes. Will have very low impact on fiscal collections.

But it will improve sentiments and move funds from non-productive assets like #Gold to #FinancialAssets like equity.
Jan 8, 2023 6 tweets 3 min read
MisterBond's #RollofHonour in #Debt schemes as on January 2023 (based on past 12 monthly ranking analysis)

Only difference instead of last 7 year data (in Equity), we collate data over 5 year period and do daily 36 month (vs 60 month in Equity) #RollingReturns analysis: #BankingandPSU
Jan 7, 2023 9 tweets 4 min read

Entirely #Quantitative analysis: #ELSS
Jan 6, 2023 10 tweets 4 min read
Announcing MISTERBOND'S ROLL OF HONOUR for Mutual Fund schemes under all categories of #Debt, #Hybrid and #Equity.

This will showcase Top 5 schemes in each category.

This should become the #GOLD standard in ranking Mutual Fund schemes on #QuantitativeAnalysis This will be based on monthly analysis of daily rolling returns in each category and then
12 month average of such monthly analysis
Aug 8, 2022 5 tweets 4 min read
#BullWhip effect as per @michaeljburry:

All know that rising #inflation is negative for #Equity markets as #CentralBanks (CB) tend to raise rates to control #demand - which in turn can lead to #Recession. During this phase #demand outpaces #supply.

@PensionCraft Demand contracts for some time and supply also contracts with a lag. Post that demand starts to rise (post COVID), prompting manufacturers to increase supply disproportionately - creating a supply glut. This puts downward pressure on prices,inflation comes down. CBs turn dovish
Jun 8, 2022 4 tweets 4 min read
What factors to look for to understand which direction are #interestrates headed:

1. Total Credit in the system
2. Which gets divided into External and Internal
3. External focuses on #CAD
4. Internal: Private & Govt
5. Private - #CreditOfftake
6. Govt - #FiscalDeficit 3. External :
#CAD (Current Account Deficit - difference between country's #Imports & #Exports) goes up, #imports become expensive, rupee depreciates, bringing in imported #inflation

- interest rate tend to go up
May 21, 2022 4 tweets 2 min read
Why one needs to protect downside - a thread:


If NIFTY goes down from 18,000 to 9,000 it is 50% drop.

Now it needs to go up 100% from thereon to break even and come back to 18,000 and then get into positive territory Current situation:

Markets have dropped by almost 12% from the peak reached on 18th Oct 2021.

#nifty50 will have to go up by 13.63% and scale back to 18500 from hereon to break even and then get into positive territory.

That is almost 2200 points rise from hereon
May 13, 2022 7 tweets 2 min read

After yesterday's correction, NIFTY PE & PB have gone down for our Algo to show one can invest 60% in Equity. In such a scenario, we would recommend out of ₹100, ₹60 can now be invested in Equity and balance 40% in Liquid. We then do value STP of 3X over next few months till markets remain in Yellow Zone. If markets collapse to Green Zone, balance amount in liquid can be deployed in Equity immediately.

What is 3X?

60 lacs/60 mths = 1 lac is 1X
3X in this case is 3 lacs
May 12, 2022 4 tweets 4 min read
#AMCs are manufacturers and will offer a basket to select from. Would anyone have invested if they came with NFO in March 2020?

It is duty of #Advisors/#Investors to invest or ignore. Just because AMCs offer is no criteria to invest.

Need to introspect before blaming others Same is the case with IPOs, their timings and their valuations. Companies also come with #IPOs when markets were on a roll.

Again, investors had a choice to invest or ignore.

They invested with GREED and FOMO and now blaming others for these IPOs bombing
Apr 14, 2022 11 tweets 2 min read
Many have asked me to create a thread on why to invest in Debt when interest rates go up post RBI raising rates. A thread on the same When interest rates go up, price of underlying securities come down and vice versa. There is inverse correlation to interest rates and price of bonds
Mar 13, 2022 16 tweets 13 min read
Lot of #AMCs come up with different ideas, themes, sectors.

These are demands from #Investors as they have done well in recent past.

AMCs are manufacturers & will offer what is in demand.

Final choice to say YES or NO lies entirely with Investors based on their #NEEDs What should investors choose and what should they ignore. A point by point guide on where and why to invest in certain #themes, #MarketCap bias, #Sectors, #AssetClasses etc.

What should be criteria for these selections and what should guide them to resist from Investing?
Feb 22, 2022 6 tweets 5 min read
From Jan 2018 to peak of #EquityMarkets on 18th Oct 2021, #SmartInvesting of @IamMisterBond underperformed #BuyAndHold only against #NIFTY50 but beat NIFTY Mid and Small Cap 100 by a big margin.

Post that, markets have been #volatile with downward bias Image Results of Smart Investing v/s Buy & Hold under all Market Caps is for all to see - with 1) lower volatility, 2) beating results of Buy & Hold by big margins

#SmartInvesting switched to Equity in Mar 20 after downside protection and switched back to DAAF by Jul 20
Jan 24, 2022 15 tweets 13 min read
#Budget2022 wish list:

Congratulations to @nsitharaman and @PMOIndia to guide our country thru this #pandemic period. You have avoided excesses of many countries during this period. Thanks to that #India is touted as the next preferred #investment destination. It is dream of our Hon #PMModi to reach $5 trln economy very soon. For that, besides Govt spending, you will need help from citizens to save, invest and channel the same to productive use through investment vehicles like Mutual Funds.
Jan 10, 2022 4 tweets 2 min read
We have been told following:
1. Time in market more important than timing the market
2. Long Term is 5 yrs plus

Chart will prove the above wrong. First, timing the market is more important then time in the market

Entry as important as Exit points. There are many such examples Investing at right Valuations is of paramount importance

Cannot buy at any levels and expect good returns going forward

If bought at expensive valuations-long term may change from 5 to 7 to 10 years

From 01-01-08 to 01-01-21 - 14 years NIFTY - 7.63% p.a. -sub optimal returns
Dec 17, 2021 4 tweets 3 min read
Stupendous #returns in various schemes of 6 wound up schemes including flows from segregated portfolios. I do not think anyone in their wildest dreams had thought of such an outcome a year back. #XIRR is the right way to gauge returns as payments were recd in different tranches. Also, give credit where it is due. All this has happened only due to sale of the so called quote-unquote, #ILLIQUID, #LOWQUALITYDEBT. These were sold at huge premiums within a span of 12 months (6-8 months were wasted in court cases, voting for winding up etc).