📣 #HappyThanksgiving! A reminder that #ACA Open Enrollment is happening NOW! Here's 7 important things to remember: acasignups.net/20/11/13/oh-ye…
1. DON'T MISS THE DEADLINE! You only have until DECEMBER 15th in most states for coverage starting January 1st (in some states you have longer for coverage starting in February or March).

Some states have later deadlines for January coverage:
MA: 12/23
MN: 12/22
RI: 12/31
2. MAKE SURE YOU ENROLL IN AN #ACA-COMPLIANT POLICY! The Trump Admin is pushing noncompliant junk plans. Make sure to use an *official* #ACA exchange website:

CA: coveredca.com
CO: connectforhealthco.com
CT: accesshealthct.com
DC: dchealthlink.com
WA: wahealthplanfinder.org
ALL OTHER STATES: healthcare.gov

(Alternately, there are *authorized* 3rd-party #ACA sites, but stick to one which *only* sells *ACA-compliant* plans such as healthsherpa.com.)
3. THE INDIVIDUAL MANDATE PENALTY IS STILL AROUND IN SOME STATES! If you live in California, DC, Massachusetts, New Jersey or Rhode Island, unless you qualify for an exemption, you still have to #GetCovered with #ACA-compliant healthcare coverage or pay a financial penalty.
4. YOU MAY QUALIFY FOR TAX CREDITS IN 2021 EVEN IF YOU DIDN'T IN 2020...AND COULD SAVE THOUSANDS.

#ACA tax credits are based on the Federal Poverty Level, which is increasing, so the income cut-off is $1,080 higher in 2021 if you're single or $1,800 higher for a family of 4.
5. RESIDENTS OF CA, MA, NJ & VT MAY QUALIFY FOR *ADDITIONAL* FINANCIAL SUBSIDIES!

Several states have added their own financial help on top of the federal subsidies for different groups. In VT & MA it's lower-income folks; in CA & NJ it's lower- & middle-income enrollees.
6. MANY SUBSIDIZED ENROLLEES MAY QUALIFY FOR *ZERO-PREMIUM* POLICIES...including some folks you wouldn't expect to!

It's a long, dumb story, but due to the way the #ACA subsidy formula works, some people are eligible for either Bronze or even *Gold* plans for ZERO net premium.
7. DO *NOT* LET YOURSELF BE "PASSIVELY" AUTORENEWED!

Pricing, subsidies and many of the plans themselves change each year even if nothing changes at your end, so current enrollees should make sure to ACTIVELY log in & shop around to make sure you're getting the best value.
ONE MORE THING: If you're worried about the #ACA being struck down by the Supreme Court: #GETCOVERED ANYWAY.

Even in a worst-case scenario, the decision isn't expected until spring/summer. Having coverage for 5-6 months is still better than not having it at all. /END

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More from @charles_gaba

27 Nov
#FunFact: Die Hard is based on a novel called “Nothing Lasts Forever” by Roderick Thorp, which was a sequel to “The Detective”, which was made into a film starring Frank Sinatra.

Which means Bruce Willis and Frank Sinatra both played the same character.
Also: In the novel, McClain (Joe Leland) is older, and it’s his estranged daughter who he’s visiting in L.A., not his estranged wife. The terrorists really are political terrorists. There’s a couple of unnecessary characters who were rightly eliminated from the film.
Otherwise, the film sticks pretty closely to the novel...except for the ending. The ending is actually exactly the same in the book, except for two critical differences...and holy shit do those differences completely change the tone.
Read 7 tweets
25 Nov
📣 WEEK 4 HCgov SNAPSHOT ENROLLMENT REPORT: 758K #ACA enrollments, 2.38 million total so far: #GetCovered
acasignups.net/20/11/25/2021-…
When adjusted for New Jersey & Pennsylvania no longer being on the federal exchange, HCgov is enrolling people 17.1% faster than last year for the same period: Image
The Week 3 HCgov report also finally starts breaking enrollments out by state. When adjusted for the 2-day difference, 35 out of 36 states have enrolled more people for 2021 so far than for 2020 at the same point: Image
Read 5 tweets
25 Nov
How #COVID19 *cases* have spread across every U.S. state & territory per capita over time: acasignups.net/20/11/23/how-c…
I've done my best to label *every* state/territory, which obviously isn't easy to do for most of them given how tangled it gets in the middle.

The most obvious point is that NY/NJ, which towered over every other state last spring, are now dwarfed by the through-the-roof Dakotas. Image
Next, here's how #COVID19 *deaths* per capita (mortality rate) have spread across every U.S. state/territory over time:
acasignups.net/20/11/25/how-c…
Read 5 tweets
25 Nov
“Elite” means “the best”. That’s who you’re SUPPOSED to want running things. Every action film goes on and on about how the protagonist is an “elite soldier” etc.

This is @chucktodd’s “Hillary is overprepared” bullshit all over again.
Some seem to have misunderstood my point. I'm NOT saying that attending an Ivy League school automatically makes you the most qualified for a job, and lord knows it doesn't mean you're a good or decent person. Half of Trump's cabinet went to Harvard/Yale and they're assholes. 2/
For that matter, *I'm* considered (by some, anyway) to be a trustworthy, reliable source for ACA/healthcare policy data analysis despite only having a bachelor's degree from Michigan State & having NO official experience in the healthcare, insurance or actuarial fields. 2/
Read 10 tweets
24 Nov
I see Paul Ryan is trending for some ungodly reason. Here’s a reminder that he has no clue how health insurance is supposed to work.

acasignups.net/18/04/11/paul-…
For those who don’t get it: What he describes as being a terrible thing is EXACTLY how health insurance...or pretty much any insurance...works: Those who don’t have health problems help pay for those who do, since they might have health problems themselves in the future.
Crap. This was one of the best & most popular healthcare threads I've ever posted, and somehow everything except the first tweet seems to have disappeared. :(

Read 4 tweets
23 Nov
📣 How #COVID19 has spread across EVERY U.S. state *and* territory per capita over time (completely updated):
acasignups.net/20/11/23/how-c…
Remember last April when New York & New Jersey towered over every other state in #COVID19 infections?

That was then. This is now:
📣 How #COVID19 *deaths* per capita have spread across every U.S. state & territory over time:
acasignups.net/20/11/24/clone…
Read 4 tweets

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