📣 #HappyThanksgiving! A reminder that #ACA Open Enrollment is happening NOW! Here's 7 important things to remember: acasignups.net/20/11/13/oh-ye…
1. DON'T MISS THE DEADLINE! You only have until DECEMBER 15th in most states for coverage starting January 1st (in some states you have longer for coverage starting in February or March).
Some states have later deadlines for January coverage:
MA: 12/23
MN: 12/22
RI: 12/31
Some states have later deadlines for January coverage:
MA: 12/23
MN: 12/22
RI: 12/31
2. MAKE SURE YOU ENROLL IN AN #ACA-COMPLIANT POLICY! The Trump Admin is pushing noncompliant junk plans. Make sure to use an *official* #ACA exchange website:
CA: coveredca.com
CO: connectforhealthco.com
CT: accesshealthct.com
DC: dchealthlink.com
CA: coveredca.com
CO: connectforhealthco.com
CT: accesshealthct.com
DC: dchealthlink.com
ID: yourhealthidaho.org
MD: marylandhealthconnection.gov
MA: mahealthconnector.org
MN: mnsure.org
NV: nevadahealthlink.com
NJ: nj.gov/getcoverednj
NY: nystateofhealth.ny.gov
PA: pennie.com
RI: healthsourceri.com
VT: healthconnect.vermont.gov
MD: marylandhealthconnection.gov
MA: mahealthconnector.org
MN: mnsure.org
NV: nevadahealthlink.com
NJ: nj.gov/getcoverednj
NY: nystateofhealth.ny.gov
PA: pennie.com
RI: healthsourceri.com
VT: healthconnect.vermont.gov
WA: wahealthplanfinder.org
ALL OTHER STATES: healthcare.gov
(Alternately, there are *authorized* 3rd-party #ACA sites, but stick to one which *only* sells *ACA-compliant* plans such as healthsherpa.com.)
ALL OTHER STATES: healthcare.gov
(Alternately, there are *authorized* 3rd-party #ACA sites, but stick to one which *only* sells *ACA-compliant* plans such as healthsherpa.com.)
3. THE INDIVIDUAL MANDATE PENALTY IS STILL AROUND IN SOME STATES! If you live in California, DC, Massachusetts, New Jersey or Rhode Island, unless you qualify for an exemption, you still have to #GetCovered with #ACA-compliant healthcare coverage or pay a financial penalty.
4. YOU MAY QUALIFY FOR TAX CREDITS IN 2021 EVEN IF YOU DIDN'T IN 2020...AND COULD SAVE THOUSANDS.
#ACA tax credits are based on the Federal Poverty Level, which is increasing, so the income cut-off is $1,080 higher in 2021 if you're single or $1,800 higher for a family of 4.
#ACA tax credits are based on the Federal Poverty Level, which is increasing, so the income cut-off is $1,080 higher in 2021 if you're single or $1,800 higher for a family of 4.
5. RESIDENTS OF CA, MA, NJ & VT MAY QUALIFY FOR *ADDITIONAL* FINANCIAL SUBSIDIES!
Several states have added their own financial help on top of the federal subsidies for different groups. In VT & MA it's lower-income folks; in CA & NJ it's lower- & middle-income enrollees.
Several states have added their own financial help on top of the federal subsidies for different groups. In VT & MA it's lower-income folks; in CA & NJ it's lower- & middle-income enrollees.
6. MANY SUBSIDIZED ENROLLEES MAY QUALIFY FOR *ZERO-PREMIUM* POLICIES...including some folks you wouldn't expect to!
It's a long, dumb story, but due to the way the #ACA subsidy formula works, some people are eligible for either Bronze or even *Gold* plans for ZERO net premium.
It's a long, dumb story, but due to the way the #ACA subsidy formula works, some people are eligible for either Bronze or even *Gold* plans for ZERO net premium.
7. DO *NOT* LET YOURSELF BE "PASSIVELY" AUTORENEWED!
Pricing, subsidies and many of the plans themselves change each year even if nothing changes at your end, so current enrollees should make sure to ACTIVELY log in & shop around to make sure you're getting the best value.
Pricing, subsidies and many of the plans themselves change each year even if nothing changes at your end, so current enrollees should make sure to ACTIVELY log in & shop around to make sure you're getting the best value.
ONE MORE THING: If you're worried about the #ACA being struck down by the Supreme Court: #GETCOVERED ANYWAY.
Even in a worst-case scenario, the decision isn't expected until spring/summer. Having coverage for 5-6 months is still better than not having it at all. /END
Even in a worst-case scenario, the decision isn't expected until spring/summer. Having coverage for 5-6 months is still better than not having it at all. /END
• • •
Missing some Tweet in this thread? You can try to
force a refresh
