My father was about to lose his cool the moment he learned that I've 19 odd Credit Cards. 😛

PS - I don't have any EMIs or Debt, all cards are having almost NIL outstanding.

It's just all CC serves different purposes and helped me save more than 100k in savings and rewards.
Well, I'm not alone in this game. There are few other folks who're holding more than 15-20 different CCs.

Our legend @flywithsid is one of them, you can check out his Tweets world famous blog (cardexpert.in)

Visit now, Thank me later. 🙃
Okay, here we go with the variants -

●American Express Gold Charge
●American Express MRCC
●American Express Platinum Travel
●HDFC Dinners Club
●HDFC Regalia
●Citi Bank Rewards
●Standard Chartered Ultimate
●Bank of Baroda Eterna
●IndusInd Pinnacle
●IDFC First One Card
●SBI Prime
●SBI IRCTC Premier
●SBI Ola Money
●SBI Simply Click
●ICICI Visa Platinum
●ICICI Amazon Pay
●Axis Flipkart
●RBL ET Money
●Kotak PVR

• • •

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More from @Ravisutanjani

6 Feb
Do you want to know what can be done with just one Aadhaar OTP?

- Can open a Bank Account
- Can get a new SIM Card
- Can sign Digital Mandates (e-NACH)

Doesn't matter if you are doing it or fraud is doing it on your behalf. All it takes OTP.

#KYC #Aadhaar Thread ⬇️
Refer to this Article, There are thousands of bank account opened by Airtel without a person's consent, they're sold to other users for just ₹50/100

The process is very simple, the agent who is issuing a SIM card can open the account by using a thumb.

ecoti.in/w2vhAb
There is no single portal where people can go & see all their active SIM Cards, e-NACH/AutoPay mandates, Bank Accounts and cancel them if they want.

This is the biggest product failure. RT and let @UIDAI @NPCI_NPCI @dilipasbe @PMOIndia do something to prevent our KYC and data.
Read 5 tweets
5 Feb
WTF is wrong with @BYJUS?

I got a call from one of my Relative, The Sales guy pitched her wife to get the kid enrolled for some 'Home Learning Plan'

She said the boy is getting a ₹30k scholarship so they need to pay only ₹5000 in Bank and ₹25k in EMIs.

#EdTech Thread ⬇️
He said this scholarship is only valid till tomorrow and you need to pay the fee by today. The Tablet will be delivered within 7 days and if you aren't happy you can return it within 15 days.

So here the game begins - They asked for

Aadhar Card
PAN Card
Bank Passbook Copy
They want PAN Card for Loan/CIBIL related inquiries, Bank Details for EMI Deductions, and Aadhar Card for signing the eNACH.

Finally, ask the customer for Aadhar OTP and sign the auto-debit on the customer's behalf. Parents wouldn’t even realize how their PAN/Aadhar got used.
Read 17 tweets
18 Nov 20
Today, one of my school teacher asked me about review of #WhiteHatJr as she wanted to enroll her 7 year kid in the coding classes.

I asked her - What makes you think that #WHJ is the best and why you want him to learn coding?

(A Thread)
She said - Trial classes were good and she is getting continuous sales call from their Team, some relatives and neighbor have also enrolled.
She belongs to a Tier-III city and must be earning some 1.5-2 lacs annually but still she was convinced to pay ₹56k for the course.

I don't want my child to miss any opportunities and if I enroll him he will learn coding, programming and will become a software engineer.
Read 12 tweets
2 Aug 20
Finally , Received this beautifully crafted Metal Credit Card today! 💳

Here's my quick review after using this for a week -

Thread continues -

@GetOneCardIN @sinhaanurag14 @rupeshk_19 #TeamMetal OneCard - India's First Metal Credit Card
Onboarding 📝 - Currently Invite only and limited to residents of 15 cities across India.

Completely Paperless, No Documentation, Get your Credit Card activated is just 3 minutes. Cool, Isn't this? ✌️
Charges 💵 - No Joining, Annual Fee, or Reward Redemption fee till now, Which makes this a deal. Although the card has a premium feel so there should be a reward-based joining fee like @AmericanExpress.
Read 7 tweets

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