You get a message from a random number in the morning.
"You have received x amount from y via Easypaisa."
You ignore it.
A few hours later you get a call from the same random number. Lots of crying and wailing in a local dialect
2/ You tell him you don't understand a word. Immediate switch to Urdu.
"I made a mistake, transferred the amount to wrong number. Called Telenor and they gave me your number to call. Can you please give me the Txn ID so that I can give it to them and they can reverse it"
3/ As an experienced fraudia, red flags are waving all over my screen.
I tell them to call Telenor and ask them to reverse the transaction. They debate, hand over the phone to the alleged shopkeeper. I cut the line and check my balance, there is no new transaction.
4/ I ping my banking friends. I know something is off. They confirm it.
Official messages come from official number. 923737 in my case. Follow an official format. Transactions get reversed at source. You don't need to get involved.
5/ How do I know this? I made a similar mistake a few months ago. Called the call center, transaction got reversed immediately.
But these guys are really crafty and convincing.
5/ Get a call like this, cut the line. Don't get into a debate.
There are multiple formats and templates for digital wallet and banking application fraud. Be extra weary and careful for calls from random numbers and random transactions.
Even educated consumers get scammed.
6/ Till we address this, digital wallets and banking applications will remain under threat.
If you find yourself in a similar situation, call a banking friend. Don't handover any piece of information to a stranger.
You are responsible for your own financial security.
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The good news. Winter gear is off. Only the beanie remains. Non-Sharia compliant gear is on.
The bad news. Crashed and burned at 12.1k mark. Couldn't finish 15k.
The good news. Shaved 3 minutes off 10k time from last week. SB now @ 1:15:53
2/ In training, you take whatever you can get, whenever you can get it.
I was lucky today. Two pacers to help stay within the pacing zone. Will shave another 15 seconds per km off when I switch to adizero from my current trainers.
3/ Would have taken the day off tomorrow if I had knocked out the 15k today. Will try again next Saturday.
More good news. Looks like another long run for what promises to be a brilliant Sunday morning.
Training begins when you have nothing left to give.
1/ A thread on my first startup, venture number one. With pit stops in NYC, LA, DC, Dubai & Karachi.
Avicena. Mar '99. May '01. E-Education.
Analyst and Associate training programs for Wall Street. Continuing professional education (CPE) for actuaries and accountants.
2/ By the time I landed at @Columbia_Biz I had already been blessed by outstanding teachers. But nothing had prepared me for the hidden rock stars in the program.
My 3 electives that term were International Marketing, Emerging Financial Markets and Continuous Time Finance.
3/ I had exempted out of 3 course to take the 3 electives, was auditing accounting, had Micro and Marketing with my batch.
By March I had started thinking of ways that I could share what I was learning with friends and students back home. Level the playing field, somehow.