Thread by @InvestiAnalyst

$UPST Pt-2: Analysis on Future Growth Drivers.

I took some extensive time to write a comprehensive report on their FY 2020 Financial report and What to expect in 2021.📙

Many people might ask if they have missed out? No, there's more L-T!

Here is why in my article Preview:📩👇

1/ Brief Overview:

I start the article with a very brief overview of Upstart for those new to the story.

However, if you want a shorter form – read my thread below or if you know everything - you can skip it.

https://twitter.com/InvestiAnalyst/status/1372316764390842371

2/ $UPST - I provided a breakdown of the 2020 Earnings R. –

Couple of things made the earnings report stunning! I explain:

• The driver of the 40% Growth
• The Operating margins and profitability
• The important customer metrics that 'Wow'd'
• How the business is scaling

3/ $UPST What Investors Can Expect in 2021: Growth drivers

• Is Revenue Growth of 115% sustainable in 2021? [I break it down]

• Prodigy Acquisition & Auto Loans: Does it contribute to revenue?

• $UPST 's new target market with the launch of their Spanish App

4/ Here is the $UPST Article:

I concluded by stating key risks to observe.

My price target of $185 on my 2021 $550M Revenue estimates and why $UPST is a good reopening play!

This is the analysis and hope it helps everyone!😃
investianalystnewsletter.substack.com/p/upstart-hold…

Next is optional...

5/ $UPST Charts:

Historically, if a company ends an earnings report, with 'extremely' large volume (since its IPO) for 2-consecutive days.

Its a strong signal of institutional funds significantly buying shares & is a catalyst for a BIG market leader (stocks that outperform) a/.

5b/...Cont'd - The definition of Earnings Gap-Up/ Big Stock Winning Characteristics

Some TA Experts:
Would I be correct in the way I stated that Earnings Gap-Up definition? - @RichardMoglen @RayTL_ @PatternProfits @duckman1717 [Let me know if I'm wrong]

6/ Finally, I'm bullish on $UPST b'cos its Founder-Led company disrupting the Lending-Fintech Ecosystem.

I wanted to share this with fellow shareholders or those interested in this story. Hope it helps 🙏

@JonahLupton @RamBhupatiraju @saxena_puru @BackpackerFI @GetBenchmarkCo

* $UPST Sources:

It's a comprehensive article based off all information available from Jonah's Interview & Other CEO Interviews, SEC Filings, Earnings Call Transcripts and Analysts note.

Thanks so much! 🙏

investianalystnewsletter.substack.com/p/upstart-hold…