Thread by @Ravisutanjani

When I started my professional career, I took some time and designed a spreadsheet to track cash inflows, investment and spends.

Planned my taxes, read, researched, when salary increased my SIP multiplied but one thing remains constant -

‘Consistency and Patience’ ⬇️💰

Couple of my friends at college and office colleagues used to criticise me for planning everything so early.

I could have chilled and enjoyed things in the flow instead of investing etc.

But rather I chose to ‘spend everything I earn on the name of investments in equity’

In the last 5 years I took around 7-8 international trips and covered more than 130 cities in India,

Bought so much so-called materialistic stuff for myself and my family, Did party and cherish every moment of life.

I don’t have any regrets nor I feel that I missed anything.

‘Entire Idea is to protect your capital and Investments at any cost and spend passive income or maybe the profit/gains you generate.’

This is highly underrated and very few understand this, you can live paycheck to paycheck but you wouldn’t be able to create wealth w/o a plan!

It’s been around 5 years and same folks are like this -

Lesson Learnt - ‘Planning is extremely important for investment, research yourself or wait for inflation and emergencies to kill your savings.’