After Air India, Domino’s Pizza is joining the party, I incapable every time when I see a cyber attack. Actually, we and our government doesn’t seem takings data protection and cybersecurity seriously.
Here're few resources that can help you! 🧵⬇️
First of all, here, you can check for recent data breaches using your e-mail - monitor.firefox.com
Pretty Useful ⬇️
Mobikwik, Dunzo, BigBasket, Juspay etc.
Data breaches are common these days and it becomes difficult when it contains sensitive and financial information such as credit, debit card details, password etc.
In order to protect yourself here are few things which you can consider-
1 - Change your password regularly and don’t use common and easy to guess passwords.
2 - Add 2 Factor Authentication with OTP or Google/Microsoft Authenticator.
3 - Disable International Transaction on your Credit/Debit Cards if you don’t use them often.
4 - Set Daily Transaction Limit on your Credit/Debit Cards, it will save you from unnecessary trouble.
5 - Use UPI for small and day to day transactions.
These (3 and 4) can be easily set via your Bank's Internet or Mobile Banking Platforms.
Also check if your credit or debit card support fraud liability covers, in most cases bank will refund the unauthorised transactions.
For large transactions, use credit or prepaid cards. They offer better security in case of any fraudulent event.
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I’m fucking frustrated with some shameless companies, despite DND, emails and requests these scammers don’t leave a chance to irritate.
I’m filing an appeal with regulators, name the company and do share your experience. I promise to take it ahead.
I’m starting with PolicyBazaar, Dhani, Rupeek and Bajaj Finserv.
Was doing a product research so had to sign up for feasibility and to review their offerings.
Now they don’t miss a chance to spam me, every day I receive shitty phone calls from their agents!
@Truecaller said 98.5% of all spam calls in India came from domestic numbers obvious due to lockdown and this makes difficult for authorities to identify between commercial and personal usage.
Credit Card Bills aren’t like Electricity Bill and you can literally pay any amount whenever you want, regardless of billing cycle and dates.
e.g - You can pay in advance or even before bill generation date for 0 outstanding. (1/n)
Now this is very important, we’re talking about Payment.
Always consider paying in full and don’t carry forward balances to the next month, minimum due is a trap. In case if you’ve large debt, take a personal loan and settle off your dues asap! (2/n)
I had started trading in the Equity Market way back in 2016. Had absolutely no idea about the stock market so made a lot of mistakes and have learned some meaningful lessons.
I see people share their profits but showing losses are equally important, Here you go! ⬇️💡🧵
2) Except for some initial losses, I've been profitable in Equity. I never enjoy Intraday trades so BTST and Delivery worked well in my case,
In 2020 IPOs had a major share in making number greens. F&O is a big 'No' unless you’re giving full time and have such a risk appetite.
3) In 2017 I was sitting with around +60k in equity profits and 3 big trades (wrong) turned everything red 🔻 so I'd to take a break.
Tried to fun with F&O in 2020 and again lost a big sum of money, profit of +95k turned into -41k due to some stupid calls and 'GREED.'
I can certainly understand if someone uses a CC without any discipline they’re bound to fall into the debt trap,
As I said, it’s a pure blessing for people who know how to use them effectively, my TL is full of information about CCs and their amazing benefits.
You can conveniently pay via your bank accounts like UPI or Debit Cards, but technically you're funding the MDR which merchants pays to Bank/PG and they spends money on marketing,
That benefits aware CC holders, obviously banks doesn’t like us who pays before or on-time.