Thread by @joinditto

Some unusual insurance policies that you've probably not heard of.

Thread 🧵

1.) Death by Laughter Insurance

So you think you’re so hilarious that you could make people laugh themselves to death? Well then this is the perfect insurance for you.

Introduced by Lloyd’s of London, this is a unique kind of liability coverage designed to protect stand-up comics or anyone who has a killer sense of humor, literally.

2.) Spooksafe Insurance

Do you live in a haunted house? Or does your dead uncle visit you often? If yes, then you might love the idea of getting this insurance.

UK-based insurance company Ultraviolet has designed this policy to protect victims of attacks by the paranormal, including ghosts and poltergeists, as well as by popular folklore beasts like werewolves and vampires. Crazy!!

3.) Body Part Insurance

Rajnikanth and Lata Mangeshkar got their voice insured.

Julia Roberts got her smile insured.

David Beckham got his legs insured.

However, you can’t purchase such policies directly from a company’s website, as these are as personalized and customized as they can get.

So if you like something about yourself, you too can (maybe) try to strike a deal with your insurance company and get yourself covered.

4.) Wedding Insurance

Indian weddings are known for their extravagance, more so now with the recent trend of destination weddings. In fact, India's current wedding market size is estimated at $50Bn!

And to be in tandem with this trend, Indian general insurance companies including ICICI Lombard, Future Generali, Bajaj Allianz, etc., have formulated covers for unforeseen events at these big-budget ceremonies.

So in the off-chance you face staggering losses due to wedding theft, fire and the likes-- this insurance has got you covered. And while it doesn’t protect you against disasters after you take your vows, it makes sense to protect your investment before tying the knot.

And look, we don't offer these insurance policies (for obvious reasons in a few cases). But we do help people in selecting health and term policies. So make sure you #AskDitto for any insurance queries!