I took a local train from New Delhi,

Saw an Uncle (Senior Citizen) using INDMoney, I asked if I can talk to him for few minutes.

He replied, Yes!

He said, this app is very easy to use and he is tracking PF, Mutual funds, stocks, FD and everything at one place.

Mini Thread 🧵
He got to know about INDMoney from his friend, and it replaced his investment diary. He’s also managing wife’s investments.

He’s using Groww, too, again the reason was easy user experience!

Uncle invest in Mutual Funds, applied for Zomato, Glenmark and Rolex IPO using Groww.
He shared how he used to do trading during a young age, we discussed the dot com crash, RPower IPO, the 2008 market and the recession period.

Despite having a Demat with ICICI Direct, he is using Groww just because it feels nice to use!
And I find it intriguing what Tim Cook says : Image
And Uncle is not alone, my parents and many other knowns who’re in their late 50s find it difficult to use new apps just because of poor or cluttered UI/UX,

Again I’m not an expert but if you can build for this TG, it’s indeed wonderful. Kudos Team @ashishkashyap @lkeshre🔥🚀
Indian Fintechs have incredibly redefined Banking, Investment, Insurance, Payments and a lot more.

This Thread will be incomplete if I don’t quote:
Journey completed in 40 minutes, and this is one of many reason why I enjoy travelling so much! 🚃✈️

Ending the post with this beautiful picture, Thanks for reading. 🙏 Image

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More from @Ravisutanjani

1 Aug
A Thread 🧵 to make your Train Journey smoother,

Few important insights, RT for awareness! 🙏
Spend time looking out the windows or carriage door. The ever-changing landscape provides a rare and hassle-free view of everyday life in India.
Don't smoke inside the bathrooms, It creates a suffocating atmosphere for the next user.
Read 15 tweets
20 Jul
My 10 Favourite Fintech Apps 💰💳

And Compilation of other Thread(s) 🧵
Stock and Trading:@zerodhaonline

4 Years of a strong relationship, Easy to use, and one of the best out there.

I evaluated other rivals Paytm Money, Groww, Upstox but couldn’t find anyone matching my expectations and use cases.

🧵on my journey so far:
Money Management:(@INDmoneyApp)

Nothing can beat a spreadsheet but for anyone who’s starting their financial journey, INDMoney is an awesome product that covers almost everything (Investment, Debt, Ins)

e.g. Stocks, Mutual Funds, FD, EPF/PPF, Bonds, PMS, and other instruments.
Read 13 tweets
17 Jul
All about Credit Cards 💳

Only 🧵 you will need to understand the effectiveness and unparalleled benefits of a credit card.

Learn how to avoid the debt traps, use them smartly to maximize the returns!

Long Read (Part-2) ⬇️ (Don’t miss 6️⃣)
If you haven’t attended the previous thread, consider reading it for a better context.

Let’s start now!

1️⃣ Fraud Protection

The credit card offers better fraud protection as compared to debit cards, most of them come with a fraud liability cover that saves you from any fraudulent event.

Just dispute the transaction immediately and the bank will do the job further.
Read 24 tweets
15 Jul
Build and Monetise like PhonePe 🔥🚀
21 Brand Vouchers (Part 1) ImageImageImageImage
Another 21 Brand Vouchers (Part 2) ImageImageImageImage
Read 4 tweets
15 Jul
From Underwears to Room Fresheners and pencil to electronics, groceries, and apparel. Amazon is selling almost everything on their own just by rebranding,

Thanks to our regulators for giving them an opportunity to eat the business of our Indian Sellers.

Don’t trust me? ⬇️🧵
Just go through this Wiki, Many Amazon brands are already available in India.

en.wikipedia.org/wiki/List_of_A…
Amazon Brand - Symbol Image
Read 9 tweets
10 Jul
It’s absolutely fine to learn from people who are younger than you, experience does play a significant role but it’s not a bar anymore.

I keep writing on personal finance, credit cards, my startup exp, etc and surprisingly I got some bad wishes and hate today. Here’s a note.⬇️
Some day to day commentary I come across:

I'm older so I probably know better.

How you can earn 3-4x of me?

How you can be a good leader with just 4-5 years of work ex, I’ve 15 so....

You shouldn’t talk about Personal Finance without spending 10 yr in the market... etc etc.
Just a bit of an Introduction. I started earning from part-time gigs when I was just 16-17. Proudly funded my 10+2 education and coaching fee, took admission in engineering, got my first credit card, made mutual fund investments, did solo traveling to almost 15 states in India.
Read 10 tweets

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