Unconventional Money Hacks

(Thread)
1/
Never go shopping on an empty stomach
2/
Put your savings in a short term fixed deposit account, invest the rest.
3/
Delay instant gratification
4/
Don’t replace, repaint
5/
Reduce your interest rates by negotiating.
6/
Use discounts on everyday items you buy.
7/
Use the 30 day rule before you buy non essential things.
8/
Grow a side hustle on a free platform.
9/
Declutter- Sell second hand goods
10/
Have a ‘no spend day’
11/
Create a grocery list and stick to it
12/
Buy life insurance when you are young
13/
Recycle products
14/
Buy in bulk (if possible)
15/
Buy generic brands
16/
Make your own gifts instead of buying them
16/
Switch to LED bulbs
16/
Ask your boss for a raise
16/
Create money jars for your savings goals
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davidketh.substack.com/p/talkcents
• Recap

- Ask for a raise
- Use discounts
- Negotiate rates
- Grow a side hustle
- Use the 30 day rule
- Don’t replace, repaint
- Have a ‘no spend’ day

• • •

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