My mood right now 😅😅😅😅
Msg to my trollers 😅😅😅😅

• • •

Missing some Tweet in this thread? You can try to force a refresh

Keep Current with Conservative Trader

Conservative Trader Profile picture

Stay in touch and get notified when new unrolls are available from this author!

Read all threads

This Thread may be Removed Anytime!


Twitter may remove this content at anytime! Save it as PDF for later use!

Try unrolling a thread yourself!

how to unroll video
  1. Follow @ThreadReaderApp to mention us!

  2. From a Twitter thread mention us with a keyword "unroll"
@threadreaderapp unroll

Practice here first or read more on our help page!

More from @AnandableAnand

10 Sep
Everyone wants them to be your number one priority

But they keep you on standby, sometimes last priority

Why so? are people so mean and selfish?

No, they are not
this behaviour is part of our evolution process,

little before industrial revolution and if u go to stone age then all the more clear,

human beings were struggling for resources, food shelter etc,
plus only goal of the species is to maintain best gene pool,

that requires us to constantly look for best possible mate, and dominate the situation at all times

This is hard wired in our brain, just the way hunger for food is hard wired
Read 9 tweets
7 Sep
People dont change

No matter how much we pray and expect them to change, in a short span of time, people don't change

As we are sum of our habits,

these habits are hard wired in our brain,

to change these wiring, requires either painful integration of new habits

Or sudden change in their life situation, especially sudden loss of job or loved ones etc

If a person is lazy, very unlikely that motivational books will help him

If a person is always late to meetings, expecting him to be on time is inviting lot of heart burn

Similarly if someone is compulsive eater or prone to substance abuse, not able to focus on steady job

rather than praying for him/her to change, one should prepare for the eventuality, what ever it might entail
Read 5 tweets
31 Aug
The speed with which big Banks adapt to change in environment is commendable

Smaller banks and NBFCs either cant do that (because of regulation or lack of strategy)

#HDFCBank had a retail heavy book for last 20 yrs, now corporate book is bigger and expanding fast (53% now)

as HDFC Bank sees that, fintech riding on ponzi scheme of valuation and VC money, will eat away CASA, will eat away fee income related to retail

but regulation will not allow fintech to even look at corporate loans, so not only hedged, but double down with AT1 of USD 1 billion
#AXISBank has closed all foreign subsidiaries except UK, these subsidiaries are not easy, as in china you have to have 5 yrs of Rep office then only you can apply for a licence and once surrendered, you cant re-apply , so big shift in strategy
Read 6 tweets
30 Aug

is raising USD 1 BILLION in AT1 BONDS

Pls note Hdfcbk raised same amount for the first time ever.

All big banks are expecting tsunami of credit offtake and preparing dry powder

This govt pushed infra led growth will give unbelievable valuation

To big banks and NBFCs, who are in a position to raise cheap capital n have good rating

While smaller banks like #RBL, #BANDHANBNK, #ujjivan n nbfc like ibulhsgfin will have tough time
Read 6 tweets
8 Aug
My dad is 74 yrs old and mom is 70

I did my bit to help them ;)

Time for a thread

My dad has diabetes for last 35 yrs and mom has it for 5 years now

My dad's HbA1c shot up to 8.9 (five years back) and his doctor recommended insulin

He was depressed at the thought of being on insulin for rest of his life

For last 30 yrs, he has taken a walk for an hour and ramdev's pranayam for 10 plus years.

He is very very disciplined in what he does. So if it's raining, he will go for a walk with an umbrella. But never breaks discipline. Gets up at 5 AM on all days, even on a Sunday 🙈🙈
Read 11 tweets
7 Aug
I am officially drunk tonight 😂😂
This is last, I promise 😅😅
Read 4 tweets

Did Thread Reader help you today?

Support us! We are indie developers!

This site is made by just two indie developers on a laptop doing marketing, support and development! Read more about the story.

Become a Premium Member ($3/month or $30/year) and get exclusive features!

Become Premium

Too expensive? Make a small donation by buying us coffee ($5) or help with server cost ($10)

Donate via Paypal Become our Patreon

Thank you for your support!

Follow Us on Twitter!